3406 Cactus Creek Dr, Spring, TX 77386 Property Records

Montgomery County property record for 3406 Cactus Creek Dr, Spring, TX 77386

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,363 sqft · built 2004
Lot Size0.157 acres (6,854 sqft)
Owner2 Individual Names on File
Last Sale$223,900 (Apr 2018)
Tax Bill$5,064 (2025)
Deeds & MortgagesAug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN3283-02-01300

Property Details

APN / Parcel Number

Primary APN3283-02-01300
Alternative APN
  • R320528

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Stories2 Stories
Building Area2,363 sqft Living Area
Gross Area2,799 sqft
1st Floor Area978 sqft
2nd Floor Area1,385 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area6,854 sqft (0.157 acres)
Garage TypeAttached
Garage Area436 sqft
Parking Spaces2 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area29 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3406 CACTUS CREEK DR
CitySPRING
StateTX
Zip77386-2922
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCANYON GATE AT LEGENDS RANCH 02, BLOCK 1, LOT 13
Legal SubdivisionCANYON GATE AT LEGENDS RANCH 02
Legal Block1
Legal Lot Number13
JurisdictionMONTGOMERY TX
Township / Civil DivisionSOUTHEAST MONTGOMERY
Census Block Group1
Census Block1009
Census Tract692006

Owner

3406 Cactus Creek Dr is owned and occupied by two individuals who bought it in April 2018.

Source: Montgomery County records, as of September 29, 2026

Owner of Record2 Individual Names on File
Mailing Address3406 CACTUS CREEK DR, SPRING, TX 77386-2922
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 10, 2018 · Amount on File
Deed SaleApr 10, 2018 · Amount on File
Prior SaleMay 27, 2004 · Amount on File
Deed Document Number201831490
Prior Transfer DateApr 6, 2018
Prior Transfer Doc0000031490
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address3406 CACTUS CREEK DR, SPRING, TX 77386-2922
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000094079
DateAug 28, 2020
Instrument2020094079
Lender
NameAMERIHOME MORTGAGE COMPANY LLC
TypeMortgage Company
AddressTHOUSAND OAKS, CA 91362
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3406 Cactus Creek Dr was $5,064 with a homeowner's exemption, up 1% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$320,000 (-2.27%) Land $29,500 Building $290,500$320,000 (-4.04%) Land $29,500 Building $290,500
2025$5,064.00 (+1.04%) Homeowner's exemption$327,426 (+1%) Land $29,500 Building $303,962$333,462 (+7.57%) Land $29,500 Building $303,962
2024$5,012.00 (+10.3%) Homeowner's exemption$297,660 (+1%) Land $29,500 Building $280,500$310,000 (-5.49%) Land $29,500 Building $280,500
2023$4,544.00 Homeowner's exemption$270,600 Land $29,500 Building $298,520$328,020 Land $29,500 Building $298,520

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3406 Cactus Creek Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 66 policies
Nearby Flood Policies66 in force
Nearby Flood Claims1 (2008)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2008 · Hurricane Ike

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3406 Cactus Creek Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY MUD 89
serves 4,761 people · EPA ID TX1700717
Water SourceGroundwater
Last State InspectionNov 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 868 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: Ezee Fiber.

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