3426 Cactus Creek Dr, Spring, TX 77386 Property Records

Montgomery County property record for 3426 Cactus Creek Dr, Spring, TX 77386

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,833 sqft · built 2004
Lot Size	0.143 acres (6,217 sqft)
Owner	Individual Name on File
Last Sale	$383,040 (Mar 2022)
Tax Bill	$4,466 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3283-02-01800`

Property Details

APN / Parcel Number

Primary APN	`3283-02-01800`
Alternative APN	`R320533`

Interior

Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,833 sqft Living Area
Gross Area	2,232 sqft
1st Floor Area	1,833 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,217 sqft (0.143 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3426 CACTUS CREEK DR
City	SPRING
State	TX
Zip	77386-2922
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CANYON GATE AT LEGENDS RANCH 02, BLOCK 1, LOT 18
Legal Subdivision	CANYON GATE AT LEGENDS RANCH 02
Legal Block	1
Legal Lot Number	18
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	1
Census Block	1009
Census Tract	692006

Owner

3426 Cactus Creek Dr is owned and occupied by an individual who bought it in March 2022.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	3426 CACTUS CREEK DR, SPRING, TX 77386-2922
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 18, 2022	Vendor's Lien, Transfer · Stand-Alone First Mortgage BREE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2022 · Amount on File
Deed Sale	Mar 18, 2022 · Amount on File
Prior Sale	Oct 4, 2016 · Amount on File
Deed Document Number	202234499
Prior Transfer Date	Jul 1, 2008
Prior Transfer Doc	0000068042
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	3426 CACTUS CREEK DR, SPRING, TX 77386-2922
Transaction Type	Mortgage
Record Updated	Jun 17, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071964
Date	Jun 7, 2022
Instrument	2022071964

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

March 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Mar 18, 2022
Property Address	3426 CACTUS CREEK DR, SPRING, TX 77386-2922
Document Number	0000034499
Map Reference	CAB V SH 82
Instrument Date	Mar 15, 2022
Instrument	2022034499
Transaction Type	Transfer
Record Updated	Mar 31, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	202 GRANDVIEW TERRACE DR, 202, YOUNGSVILLE, LA 70592-5577

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3426 CACTUS CREEK DR, SPRING, TX 77386-2922

Mortgage

Document Number	0000034500
Date	Mar 18, 2022
Instrument	2022034500

Lender

Name	BREE LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	6 Months
Due	Sep 1, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 3426 Cactus Creek Dr was $4,466 with a homeowner's exemption, down 7.4% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$284,475 (-1.93%) Land $29,500 Building $254,975	$284,475 (-1.93%) Land $29,500 Building $254,975
2025	$4,466.00 (-7.36%) Homeowner's exemption	$290,079 (+0.68%) Land $29,500 Building $260,579	$290,079 (+0.68%) Land $29,500 Building $260,579
2024	$4,821.00 (-28.55%) Homeowner's exemption	$288,128 (+1.42%) Land $29,500 Building $258,628	$288,128 (+1.42%) Land $29,500 Building $258,628
2023	$6,747.00	$284,090 Land $29,500 Building $254,590	$284,090 Land $29,500 Building $254,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3426 Cactus Creek Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 66 policies
Nearby Flood Policies	66 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · Hurricane Ike

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3426 Cactus Creek Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY MUD 89 serves 4,761 people · EPA ID TX1700717
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 868 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Ezee Fiber.

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