3423 Cactus Creek Dr, Spring, TX 77386 Property Records

Montgomery County property record for 3423 Cactus Creek Dr, Spring, TX 77386

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,953 sqft · built 2004
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on File
Last Sale	$108,300 (Dec 2010)
Tax Bill	$6,039 (2025)
Deeds & Mortgages	Apr 2021 Line of Credit Jun 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`3283-02-07700`

Property Details

APN / Parcel Number

Primary APN	`3283-02-07700`
Alternative APN	`R320592`

Interior

Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,953 sqft Living Area
Gross Area	2,336 sqft
1st Floor Area	1,953 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	5,500 sqft (0.126 acres)
Garage Type	Attached
Garage Area	383 sqft
Parking Spaces	1 Parking Space
Porch	Open Concrete/Masonry Porch
Porch Area	21 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3423 CACTUS CREEK DR
City	SPRING
State	TX
Zip	77386-2923
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S328302 - CANYON GATE AT LEGENDS RANCH 02, BLOCK 2, LOT 25
Legal Subdivision	CANYON GATE AT LEGENDS RANCH 02
Legal Block	2
Legal Lot Number	25
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	1
Census Block	1010
Census Tract	692006

Owner

3423 Cactus Creek Dr is owned by an individual who acquired it in June 2018.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	123 NE 2ND ST, 339, OKLAHOMA CITY, OK 73104-2272
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 12, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2010 · Amount on File
Deed Sale	Dec 27, 2010 · Amount on File
Prior Sale	Sep 15, 2010 · Amount on File
Deed Document Number	2010115203
Last Transfer Date	Jun 6, 2018
Transfer Doc	0000055690
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	3423 CACTUS CREEK DR, SPRING, TX 77386-2923
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000052483
Date	Apr 20, 2021
Instrument	2021052483

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 13, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Jun 12, 2018
Property Address	3423 CACTUS CREEK DR, SPRING, TX 77386-2923
Document Number	0000055690
Instrument Date	Jun 6, 2018
Instrument	55690
Transaction Type	Transfer
Record Updated	Jun 27, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 NE 2ND ST #339 OKLAHOMA CITY OK 731042272, 339, OKLAHOMA CITY, OK 73104-2272

Tax Assessment & Valuation

The 2025 property tax bill for 3423 Cactus Creek Dr was $6,039, down 3.1% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$283,731 (-) Land $29,500 Building $254,231	$283,731 (-) Land $29,500 Building $254,231
2025	$6,039.00 (-3.14%)	$283,731 (-2.87%) Land $29,500 Building $254,231	$283,731 (-2.87%) Land $29,500 Building $254,231
2024	$6,235.00 (+3.64%)	$292,115 (+15.31%) Land $29,500 Building $262,615	$292,115 (-0.95%) Land $29,500 Building $262,615
2023	$6,016.00 Homeowner's exemption	$253,320 Land $29,500 Building $265,430	$294,930 Land $29,500 Building $265,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3423 Cactus Creek Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 66 policies
Nearby Flood Policies	66 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2008 · Hurricane Ike

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3423 Cactus Creek Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY MUD 89 serves 4,761 people · EPA ID TX1700717
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 868 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Ezee Fiber.

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