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3406 Allegra Cir, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3406 Allegra Cir, Saint Cloud, FL 34772

Property Summary

Property TypeTownhouse
Details4 bd · 3 ba · 1,632 sqft · built 2007
Lot Size0.044 acres (1,917 sqft)
OwnerIndividual Name on Record
Last Sale$152,500 (Jan 2016)
Tax Bill$3,430 (2025)
Deeds & MortgagesNov 2018 Loan Modification
Nov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN158179

Property Details

APN / Parcel Number

Primary APN158179
Alternative APN
  • 262630061300012150

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,632 sqft Heated Area
Gross Area1,859 sqft
1st Floor Area708 sqft
Upper Floors Area924 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialTile
Lot Area1,917 sqft (0.044 acres)
Garage TypeFinished
Garage Area215 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area12 sqft
Patio Area24 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number158179
Street Address3406 ALLEGRA CIR
CitySAINT CLOUD
StateFL
Zip34772-6721
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeSR3
Legal DescriptionPORTOFINO VISTA PB 20 PGS 43-48 LOT 215
Legal Range30E
Legal Township26S
Legal Section26
Legal SubdivisionPORTOFINO VISTA
Legal Tract613
Legal Block1
Legal Lot Number215
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2011
Census Tract43207

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3406 ALLEGRA CIR, SAINT CLOUD, FL 34772-6721
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 28, 2018Loan Modification, Mortgage · Conventional Mortgage
MORTGAGE EQUITY PTRS
Nov 28, 2018Deed of Trust, Mortgage · Conventional Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 19, 2016 · Amount on Record
Deed SaleJan 19, 2016 · Amount on Record
Deed Document Number2016009835
Deed Book / Page4902 / 0466
Record UpdatedJun 8, 2026

November 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address3406 ALLEGRA CIR, SAINT CLOUD, FL 34772-6721
Document Number0054502624
Instrument DateNov 28, 2018
Transaction TypeMortgage
Record UpdatedDec 31, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3406 ALLEGRA CIR ST CLOUD FL 347726721, ST CLOUD, FL 34772-6721

Mortgage

Document Number0054502624
DateDec 18, 2018
Book Page005450/002624
Instrument184485
Lender
NameMORTGAGE EQUITY PTRS
TypeMortgage Company
AddressLYNNFIELD, MA 01940
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 17, 2048
Interest
Rate4.87%

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3406 ALLEGRA CIR, SAINT CLOUD, FL 34772-6721
Document Number0054502644
Instrument DateNov 28, 2018
Transaction TypeMortgage
Record UpdatedDec 31, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3406 ALLEGRA CIR ST CLOUD FL 347726721, ST CLOUD, FL 34772-6721

Mortgage

Document Number0054502644
DateDec 18, 2018
Book Page005450/002644
Instrument184491
Lender
NameHUD-HOUSING/URBAN DEV
Address2401 NW 23RD ST # 1A, OKLAHOMA CITY, OK 73107-2423
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 17, 2048

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,430.00 (+4.26%) Homeowner's exemption$163,522 (+5.99%)$224,100 (-6.12%) Land $38,000 Building $186,100
2023$3,290.00 (+2.49%) Homeowner's exemption$154,286 (+3%)$238,700 (+27.31%) Land $14,900 Building $223,800
2022$3,210.00 Homeowner's exemption$149,793$187,500 Land $14,900 Building $172,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 66 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies66 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, Xfinity.

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