3402 Allegra Cir, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3402 Allegra Cir, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,596 sqft · built 2007
Lot Size	0.045 acres (1,960 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Mar 2022)
Tax Bill	$5,248 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-26-30-0613-0001-2170`

Property Details

APN / Parcel Number

Primary APN	`26-26-30-0613-0001-2170`
Alternative APNs	`263026061300012170` `158181`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,596 sqft Living Area
Gross Area	1,861 sqft
1st Floor Area	680 sqft
Upper Floors Area	916 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	L-Shape
Exterior Material	Concrete Block/Stucco
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	1,960 sqft (0.045 acres)
Garage Type	Attached
Garage Area	235 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	30 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3402 ALLEGRA CIR
City	SAINT CLOUD
State	FL
Zip	34772-6721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR3
Legal Description	PORTOFINO VISTA PB 20 PGS 43-48 LOT 217
Legal Range	30E
Legal Township	26S
Legal Section	26
Legal Subdivision	PORTOFINO VISTA
Legal Tract	613
Legal Block	2170
Legal Lot Number	217
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2011
Census Tract	43207

Owner

3402 Allegra Cir is owned and occupied by an individual who bought it in March 2022.

Source: Osceola County records, as of October 22, 2026

Owner of Record	Individual Name on File
Mailing Address	3402 ALLEGRA CIR, SAINT CLOUD, FL 34772-6721
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
May 14, 2018	Warranty Deed, Transfer · VA Mortgage THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2022 · Amount on File
Deed Sale	Mar 9, 2022 · Amount on File
Prior Sale	May 14, 2018 · Amount on File
Deed Document Number	202238375
Deed Book / Page	6167 / 2956
Prior Transfer Date	Aug 29, 2012
Prior Transfer Doc	0043180776
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 9, 2022
Property Address	3402 ALLEGRA CIR, SAINT CLOUD, FL 34772-6721
Document Number	0061672956
Book / Page	6167 / 2956
Map Reference	MB 20 PG 43-48
Instrument Date	Mar 7, 2022
Instrument	2022038375
Transaction Type	Transfer
Record Updated	Mar 21, 2022
Title Company	CHAMPION TITLE AND CLOSING, CHAMPION TITLE & CLOSING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 210, CITRA, FL 32113-0210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13793 HUNTWICK DR, ORLANDO, FL 32837-5515

Mortgage

Document Number	0061672958
Date	Mar 9, 2022
Instrument	6167/2958

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 14, 2018
Property Address	3402 ALLEGRA CIR, SAINT CLOUD, FL 34772-6721
Document Number	0053330920
Book / Page	5333 / 0920
Map Reference	MB20 PG43-48
Instrument Date	May 9, 2018
Instrument	2018076008
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	LA ROSA TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,183.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3263 LORIMAR LN, 3263, SAINT CLOUD, FL 34772-6505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3402 ALLEGRA CIR, SAINT CLOUD, FL 34772-6721

Mortgage

Document Number	2018076009
Date	May 14, 2018
Instrument	2018076009

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3402 Allegra Cir was $5,248.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,248.00	$222,000 Land $38,000 Building $184,000	$222,000 Land $38,000 Building $184,000
2023	$5,528.00 (+78.73%)	$236,200 (+59.27%) Land $14,900 Building $221,300	$236,200 (+27.33%) Land $14,900 Building $221,300
2022	$3,093.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$148,298	$185,500 Land $14,900 Building $170,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3402 Allegra Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 66 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3402 Allegra Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Xfinity.

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