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3408 Allegra Cir, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3408 Allegra Cir, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,606 sqft · built 2007
Lot Size0.044 acres (1,916 sqft)
Owner2 Individual Names on File
Last Sale$250,000 (Sep 2026)
Tax Bill$4,851 (2025)
Deeds & MortgagesSep 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-26-30-0613-0001-2140

Property Details

APN / Parcel Number

Primary APN26-26-30-0613-0001-2140
Alternative APNs
  • 263026061300012140
  • 158178

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,606 sqft Living Area
Gross Area1,841 sqft
1st Floor Area690 sqft
Upper Floors Area916 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleL-Shape
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area1,916 sqft (0.044 acres)
Garage TypeAttached
Garage Area235 sqft
Parking Spaces1 Parking Space
Patio Area24 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3408 ALLEGRA CIR
CitySAINT CLOUD
StateFL
Zip34772-6721
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR3
Legal DescriptionPORTOFINO VISTA PB 20 PGS 43-48 LOT 214
Legal Range30E
Legal Township26S
Legal Section26
Legal SubdivisionPORTOFINO VISTA
Legal Tract613
Legal Block2140
Legal Lot Number214
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2011
Census Tract43207

Owner

3408 Allegra Cir is owned and occupied by two individuals who bought it in September 2026.

Source: Osceola County records, as of September 11, 2026

Owner of Record2 Individual Names on File
Mailing Address3408 ALLEGRA CIR, SAINT CLOUD, FL 34772-6721
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2026 · Amount on File
Deed SaleSep 1, 2026 · Amount on File
Prior SaleJun 18, 2009 · Amount on File
Deed Document Number2026113896
Deed Book / Page7028 / 1580
Record UpdatedOct 29, 2026

September 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 1, 2026
Property Address3408 ALLEGRA CIR, SAINT CLOUD, FL 34772-6721
Document Number0000113896
Book / Page7028 / 1580
Instrument DateAug 31, 2026
Instrument2026113896
Transaction TypeTransfer
Record UpdatedSep 11, 2026
Title CompanyOLIVER TITLE LAW

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$176,750.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3408 ALLEGRA CIR, SAINT CLOUD, FL 34772-6721

Mortgage

Document Number0000113897,
DateSep 1, 2026
Instrument2026113897
Lender
NameMORTGAGE CENTER LLC
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2056
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

The 2025 property tax bill for 3408 Allegra Cir was $4,851.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,851.00$223,100 Land $38,000 Building $185,100$223,100 Land $38,000 Building $185,100
2023$4,545.00 (+11.18%)$237,400 (+27.29%) Land $14,900 Building $222,500$237,400 (+27.29%) Land $14,900 Building $222,500
2022$4,088.00$186,500 Land $14,900 Building $171,600$186,500 Land $14,900 Building $171,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3408 Allegra Cir in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 66 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies66 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3408 Allegra Cir is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, Xfinity.

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