3404 Allegra Cir, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3404 Allegra Cir, Saint Cloud, FL 34772

Property Summary

Property TypeTownhouse
Details4 bd · 3 ba · 1,606 sqft · built 2007
Lot Size0.044 acres (1,960 sqft)
OwnerIndividual Name on File
Last Sale$148,500 (Oct 2015)
Tax Bill$3,202 (2025)
Deeds & MortgagesApr 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN158180

Property Details

APN / Parcel Number

Primary APN158180
Alternative APN
  • 262630061300012160

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,606 sqft Heated Area
Gross Area1,841 sqft
1st Floor Area690 sqft
Upper Floors Area916 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialTile
Lot Area1,960 sqft (0.044 acres)
Garage TypeFinished
Garage Area235 sqft
Parking Spaces1 Parking Space
Patio Area24 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Account Number158180
Street Address3404 ALLEGRA CIR
CitySAINT CLOUD
StateFL
Zip34772-6721
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeSR3
Legal DescriptionPORTOFINO VISTA PB 20 PGS 43-48 LOT 216
Legal Range30E
Legal Township26S
Legal Section26
Legal SubdivisionPORTOFINO VISTA
Legal Tract613
Legal Block1
Legal Lot Number216
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2011
Census Tract43207

Owner

Source: Osceola County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3404 ALLEGRA CIR, SAINT CLOUD, FL 34772-6721
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 5, 2015 · Amount on Record
Deed SaleOct 5, 2015 · Amount on Record
Deed Document Number2015148857
Deed Book / Page4852 / 1035
Record UpdatedJun 8, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3404 ALLEGRA CIR, SAINT CLOUD, FL 34772-6721
Transaction TypeMortgage
Record UpdatedApr 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3404 ALLEGRA CIR, SAINT CLOUD, FL 34772-6721

Mortgage

Document Number0061851305
DateApr 1, 2022
Book Page6185/1305
Instrument2022052505
Lender
NameM & T BANK
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 1, 2037

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,202.00 (+4.2%) Homeowner's exemption$150,779 (+5.99%)$223,100 (-6.02%) Land $38,000 Building $185,100
2023$3,073.00 (+2.43%) Homeowner's exemption$142,263 (+3%)$237,400 (+27.29%) Land $14,900 Building $222,500
2022$3,000.00 Homeowner's exemption$138,120$186,500 Land $14,900 Building $171,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 66 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies66 in force
Nearby Flood Claims2 (2017–2024)
Claims Outside the SFHA1 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Lumen Technologies
Fiber
2,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Xfinity.

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