Durham County property record for 3405 Flat River Dr, Durham, NC 27703 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2015 |
| Square Footage | 2,909 sqft Heated Area |
| Lot Size | 6,970 sqft (0.16 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $472,000 (2021) |
| Tax Bill | $6,084.00 (2025) |
| Primary APN | 0850-61-6969 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,909 sqft Heated Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Lot Area | 6,970 sqft (0.16 acres) |
| Garage Type | Attached Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3405 FLAT RIVER DR |
|---|---|
| City | DURHAM |
| State | NC |
| Zip | 27703-7872 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BRIGHTLEAF @ THE PARK/TR# 13B/PH:01A/LT#779 PL:000193-000262 |
| Legal Subdivision | BRIGHTLFPK/TR 13B |
| Legal Phase | 01A |
| Legal Tract | 13 |
| Legal Lot Number | 779 |
| Jurisdiction | DURHAM NC |
| Minor Civil Division | OAK GROVE |
| Census Blockgroup | 4 |
| Census Block | 4008 |
| Census Tract | 1808 |
Source: Durham County records · APN 0850-61-6969
Assessment roll updated September 23, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 3405 FLAT RIVER DR, DURHAM, NC 27703-7872 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| Nov 24, 2025 | Deed of Trust, Mortgage · Veterans Administration Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Feb 15, 2018 | Deed of Trust, Mortgage · Line of Credit COASTAL FEDERAL CU |
| May 08, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CORPORATE INVESTORS MORTGAGE GROUP INC |
| Apr 09, 2021 | Deed of Trust, Mortgage · Line of Credit COASTAL FCU |
| Feb 02, 2022 | Deed of Trust, Mortgage · Veterans Administration Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Aug 22, 2022 | Intrafamily Transfer, Transfer |
| May 28, 2021 | Warranty Deed, Transfer · Veterans Administration Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 28, 2021 · Amount on Record |
| Deed Sale | May 28, 2021 · Amount on Record |
| Prior Sale | May 29, 2015 · Amount on Record |
| Deed Doc Number | 202127190 |
| Deed Book / Page | 9345 / 894 |
| Last Transfer Date | Aug 18, 2022 |
| Transfer Doc | 0097670068 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 3405 FLAT RIVER DR, DURHAM, NC 27703-7872 |
| Transaction Type | Mortgage |
| Record Updated | Dec 08, 2025 |
| Title Company | LENDMARK CLOSING SERVICES LLC, LENDMARK CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 3405 FLAT RIVER DR, DURHAM, NC 27703-7872 |
| Document Number | 0104310493 |
|---|---|
| Date | Nov 24, 2025 |
| Book Page | 10431/493 |
| Instrument | 2025155281 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 3405 FLAT RIVER DR, DURHAM, NC 27703-7872 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0083650415 |
|---|---|
| Date | Feb 15, 2018 |
| Book Page | 8365/415 |
| Instrument | 2018005017 |
| Name | COASTAL FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27609 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 14, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 3405 FLAT RIVER DR, DURHAM, NC 27703-7872 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0089370431 |
|---|---|
| Date | May 08, 2020 |
| Book Page | 8937/431 |
| Instrument | 2020016411 |
| Name | CORPORATE INVESTORS MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | CHAPEL HILL, NC 27517 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 3405 FLAT RIVER DR, DURHAM, NC 27703-7872 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0092910448 |
|---|---|
| Date | Apr 09, 2021 |
| Book Page | 9291/448 |
| Instrument | 2021017646 |
| Name | COASTAL FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27609 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 08, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DURHAM NC |
| Property Address | 3405 FLAT RIVER DR, DURHAM, NC 27703-7872 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Title Company | SIMPLE TITLE AND ESCROW, SILK TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 0096040764 |
|---|---|
| Date | Feb 02, 2022 |
| Book Page | 9604/764 |
| Instrument | 2022004585 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | Aug 22, 2022 |
| Property Address | 3405 FLAT RIVER DR, DURHAM, NC 27703-7872 |
| Document Number | 0097670068 |
| Book / Page | 9767 / 68 |
| Map Reference | MB 193 PG 260-262 |
| Instrument Date | Aug 18, 2022 |
| Instrument | 2022034073 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3405 FLAT RIVER DR, 3405, DURHAM, NC 27703-7872 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 3405 FLAT RIVER DR, DURHAM, NC 27703-7872 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DURHAM NC |
| Recording Date | May 28, 2021 |
| Property Address | 3405 FLAT RIVER DR, DURHAM, NC 27703-7872 |
| Document Number | 0093450894 |
| Book / Page | 9345 / 894 |
| Map Reference | MB 193 PG 260-262 |
| Instrument Date | May 26, 2021 |
| Instrument | 2021027190 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $944.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8403 WHEATSTONE LN, 8403, RALEIGH, NC 27613-1478 |
| Name | Verified Name |
|---|---|
| Address | 3405 FLAT RIVER DR, DURHAM, NC 27703-7872 |
| Document Number | 2021027191 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 2021027191 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
Source: Durham County records · Assessment roll updated September 23, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Durham County |
| Municipality | Durham City |
| Unified School District | Durham Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,084.00 (+31.83%) | $613,811 (+74.2%) Land $113,100 Building $500,711 | $613,811 (+74.2%) Land $113,100 Building $500,711 |
| 2023 | $4,615.00 (+2.65%) | $352,356 Land $72,687 Building $279,669 | $352,356 Land $72,687 Building $279,669 |
| 2022 | $4,496.00 |
3405 Flat River Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Durham County (37063C), updated June 21, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 24th in North Carolina |
|---|---|
| Wildfire Likelihood | Low — about 1 in 7,692 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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