3309 Flat River Dr, Durham, NC 27703 Property Records

Durham County property record for 3309 Flat River Dr, Durham, NC 27703

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,045 sqft · built 2015
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on Record
Last Sale$580,000 (Nov 2022)
Tax Bill$6,207 (2025)
Deeds & MortgagesNov 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN0850-61-4874

Property Details

APN / Parcel Number

Primary APN0850-61-4874
Alternative APNs
  • 0850-61-48-7495
  • 216806

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,045 sqft Heated Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleConventional
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address3309 FLAT RIVER DR
CityDURHAM
StateNC
Zip27703-7871
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePDR 3.990
Legal DescriptionBRIGHTLEAF @ THE PARK/TR# 13B/PH:01A/LT#781 PL:000193-000261
Legal SubdivisionBRIGHTLFPK/TR 13B
Legal Phase01A
Legal Tract13
Legal Lot Number781
JurisdictionDURHAM NC
Township / Civil DivisionOAK GROVE
Census Block Group4
Census Block4038
Census Tract1808

Owner

Source: Durham County records, as of October 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3309 FLAT RIVER DR, DURHAM, NC 27703-7871
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 4, 2022 · Amount on Record
Deed SaleNov 4, 2022 · Amount on Record
Prior SaleNov 20, 2015 · Amount on Record
Deed Document Number202242723
Deed Book / Page9814 / 2
Prior Transfer DateJan 29, 2015
Prior Transfer Doc0076400893
Record UpdatedJun 8, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDURHAM NC
Recording DateNov 4, 2022
Property Address3309 FLAT RIVER DR, DURHAM, NC 27703-7871
Document Number0098140002
Book / Page9814 / 2
Map ReferenceMB 194 PG 132-134
Instrument DateOct 18, 2022
Instrument2022042723
Transaction TypeTransfer
Record UpdatedNov 15, 2022
Title CompanyINVESTORS TITLE-GLENDALE, INVESTORS TITLE RALEIGH

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,160.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address36 BELLEMONT RIDGE RD, 36, PITTSBORO, NC 27312-8931

Transferred To (Grantee/Buyer)

NameVerified Name
Address3309 FLAT RIVER DR, DURHAM, NC 27703-7871

Mortgage

Document Number2022042724
DateNov 4, 2022
Instrument2022042724
Lender
NameCOASTAL FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2052
Interest
Rate TypeAdjustable Rate
Rate5.75%
Type Change DateDec 1, 2032
Change FrequencyAnnually
Min Rate At Change3.75%
Max Rate At Change7.75%
Index1-Year CMT
Max Rate11.7%

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 23, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyDurham County
MunicipalityDurham City
Unified School DistrictDurham Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,207.00 (+33.2%)$626,175 (+75.99%) Land $116,025 Building $510,150$626,175 (+75.99%) Land $116,025 Building $510,150
2023$4,660.00 (+2.35%)$355,806 Land $74,062 Building $281,744$355,806 Land $74,062 Building $281,744
2022$4,553.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Frontier.

Nearby Properties on Flat River Dr

Nearby Streets

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