3406 Flat River Dr, Durham, NC 27703 Property Records

Durham County property record for 3406 Flat River Dr, Durham, NC 27703 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,495 sqft · built 2015
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$599,000 (Apr 2022)
Tax Bill	$5,501 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Jan 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0850-61-7854`

Property Details

APN / Parcel Number

Primary APN	`0850-61-7854`
Alternative APNs	`0850-61-78-5464` `216789`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,495 sqft Heated Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3406 FLAT RIVER DR
City	DURHAM
State	NC
Zip	27703-7872
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRIGHTLEAF @ THE PARK/TR# 13B/PH:01A/LT#616 PL:000193-000261
Legal Subdivision	BRIGHTLFPK/TR 13B
Legal Phase	01A
Legal Tract	13
Legal Lot Number	616
Jurisdiction	DURHAM NC
Township / Civil Division	OAK GROVE
Census Block Group	4
Census Block	4018
Census Tract	1808

Owner

Source: Durham County records · APN 0850-61-7854

Assessment roll updated September 23, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6724 PLANTERS DR, HIGH POINT, NC 27265-7983
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 08, 2022	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 13, 2017	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Jan 13, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 08, 2022 · Amount on Record
Deed Sale	Apr 08, 2022 · Amount on Record
Prior Sale	Jan 13, 2017 · Amount on Record
Deed Document Number	202214893
Deed Book / Page	9664 / 271
Record Updated	Sep 20, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Apr 08, 2022
Property Address	3406 FLAT RIVER DR, DURHAM, NC 27703-7872
Document Number	0096640271
Book / Page	9664 / 271
Map Reference	MB 193 PG 260-262
Instrument Date	Mar 29, 2022
Instrument	2022014893
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	MARKET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,198.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21711 WOODFIELD TRL, 21711, STRONGSVILLE, OH 44149-9204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6724 PLANTERS DR, HIGH POINT, NC 27265-7983

Mortgage

Document Number	2022014894
Date	Apr 08, 2022
Instrument	2022014894

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 01, 2037

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jan 13, 2017
Property Address	3406 FLAT RIVER DR, DURHAM, NC 27703-7872
Document Number	0081060845
Book / Page	8106 / 845
Instrument Date	Dec 30, 2016
Instrument	2017001268
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3406 FLAT RIVER DR, DURHAM, NC 27703-7872

Mortgage

Document Number	0081060848
Date	Jan 13, 2017
Book Page	8106/848
Instrument	2017001269

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.63%
Type Change Date	Feb 01, 2027

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Jan 13, 2017
Property Address	3406 FLAT RIVER DR, DURHAM, NC 27703-7872
Document Number	0081060842
Book / Page	00810 / 000842
Instrument Date	Dec 12, 2016
Instrument	1267
Transaction Type	Transfer
Record Updated	May 07, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$572.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12800 TUCKAHOE CREEK PKWY RICHMOND VA 232381115, RICHMOND, VA 23238-1115
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Durham County records · Assessment roll updated September 23, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,501.00 (+34.43%)	$554,969 (+77.65%) Land $113,100 Building $441,869	$554,969 (+77.65%) Land $113,100 Building $441,869
2023	$4,092.00 (+2.35%)	$312,391 Land $72,375 Building $240,016	$312,391 Land $72,375 Building $240,016
2022	$3,998.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Durham County (37063C), updated June 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370630018084, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 13 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 7,692 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 430 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Google Fiber	Fiber	8,000 / 8,000
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Frontier, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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