3409 Flat River Dr, Durham, NC 27703 Property Records

Durham County property record for 3409 Flat River Dr, Durham, NC 27703

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,093 sqft · built 2014
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$387,500 (Apr 2021)
Tax Bill	$4,846 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0850-62-7071`

Property Details

APN / Parcel Number

Primary APN	`0850-62-7071`
Alternative APNs	`0850-62-70-7171` `216802`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,093 sqft Heated Area
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Architectural Style	Conventional
Lot Area	6,098 sqft (0.139 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	3409 FLAT RIVER DR
City	DURHAM
State	NC
Zip	27703-7872
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR 3.990
Legal Description	BRIGHTLEAF @ THE PARK/TR# 13B/PH:01A/LT#777 PL:000193-000262
Legal Subdivision	BRIGHTLFPK/TR 13B
Legal Phase	01A
Legal Tract	13
Legal Lot Number	777
Jurisdiction	DURHAM NC
Township / Civil Division	OAK GROVE
Census Block Group	4
Census Block	4008
Census Tract	1808

Owner

Source: Durham County records · APN 0850-62-7071

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3409 FLAT RIVER DR, DURHAM, NC 27703-7872
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2021	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Dec 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Feb 02, 2017	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 27, 2021 · Amount on Record
Deed Sale	Apr 27, 2021 · Amount on Record
Prior Sale	Feb 02, 2017 · Amount on Record
Deed Document Number	0009311909
Deed Book / Page	9311 / 909
Record Updated	Jun 08, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Apr 27, 2021
Property Address	3409 FLAT RIVER DR, DURHAM, NC 27703-7872
Document Number	0093110909
Book / Page	9311 / 909
Map Reference	MB 193 PG 260-262
Instrument Date	Apr 25, 2021
Instrument	2021021223
Transaction Type	Transfer
Record Updated	May 26, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$775.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1205 E GIDDENS AVE, 1205, TAMPA, FL 33603-2422

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3409 FLAT RIVER DR, DURHAM, NC 27703-7872

Mortgage

Document Number	2021021224
Date	Apr 27, 2021
Instrument	2021021224

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	3409 FLAT RIVER DR, DURHAM, NC 27703-7872
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0083260552
Date	Dec 12, 2017
Book Page	8326/552
Instrument	2017043594

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 01, 2032

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Feb 02, 2017
Property Address	3409 FLAT RIVER DR, DURHAM, NC 27703-7872
Document Number	0081190185
Book / Page	8119 / 185
Instrument Date	Feb 02, 2017
Instrument	2017003693
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3409 FLAT RIVER DR, DURHAM, NC 27703-7872

Mortgage

Document Number	0081190187
Date	Feb 02, 2017
Book Page	8119/187
Instrument	2017003694

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2047

Tax Assessment & Valuation

Source: Durham County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,846.00 (+35.33%)	$488,895 (+78.8%) Land $111,150 Building $377,745	$488,895 (+78.8%) Land $111,150 Building $377,745
2023	$3,581.00 (+2.34%)	$273,427 Land $71,437 Building $201,990	$273,427 Land $71,437 Building $201,990
2022	$3,499.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	13 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Frontier.

Based on FCC filings for 430 locations within half a mile of this property.

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