3404 Cameo Dr, Unit 5, Oceanside, CA 92056 Property Records

San Diego County property record for 3404 Cameo Dr, Unit 5, Oceanside, CA 92056

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,297 sqft · built 1990
Lot Size	10.2 acres (445,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Jun 2021)
Tax Bill	$6,751 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Jun 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`165-113-06-05`

Property Details

APN / Parcel Number

Primary APN	`165-113-06-05`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,297 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Lot Area	445,200 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	3404 CAMEO DR, 5
City	OCEANSIDE
State	CA
Zip	92056-6336
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD-2
Legal Description	LOT 1 US 5 PER DOC88-655810&UND INT IN TR 012196
Legal Subdivision	DEL ORO HILLS
Legal Tract	012196
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	18516

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3404 CAMEO DR, 5, OCEANSIDE, CA 92056-6336
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2022	Deed of Trust, Mortgage · VA Mortgage NETWORK CAPITAL FUNDING CORP
Jun 18, 2021	Grant Deed, Transfer · VA Mortgage SUN WEST MORTGAGE COMPANY INC
May 19, 2017	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Dec 13, 2017	Quit Claim Deed, Transfer Quitclaim
Dec 12, 2017	Grant Deed, Transfer · Conventional Mortgage PACIFIC UNION FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2021 · Amount on Record
Deed Sale	Jun 18, 2021 · Amount on Record
Prior Sale	Dec 12, 2017 · Amount on Record
Deed Document Number	2021449133
Prior Transfer Date	Feb 1, 1996
Prior Transfer Doc	0000298413
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3404 CAMEO DR UNIT 5, 5, OCEANSIDE, CA 92056-6336
Transaction Type	Mortgage
Record Updated	Mar 24, 2022
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3404 CAMEO DR 5, 5, OCEANSIDE, CA 92056-6336

Mortgage

Document Number	0000116024
Date	Mar 15, 2022
Instrument	2022-0116024

Lender

Name	NETWORK CAPITAL FUNDING CORP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 18, 2021
Property Address	3404 CAMEO DR UNIT 5, 5, OCEANSIDE, CA 92056-6336
Document Number	0000449133
Map Reference	MAP 12196
Instrument Date	Jun 17, 2021
Instrument	2021-0449133
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	TICOR TITLE COMPANY/CA, TICOR TITLE CO SD BRANCH

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3404 CAMEO DR UNIT 5, 5, OCEANSIDE, CA 92056-6336

Mortgage

Document Number	0000449134
Date	Jun 18, 2021
Instrument	2021-0449134

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3404 CAMEO DR UNIT 5, 5, OCEANSIDE, CA 92056-6336
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000225109
Date	May 19, 2017
Instrument	2017-0225109

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	May 31, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 13, 2017
Property Address	3404 CAMEO DR UNIT 5, 5, OCEANSIDE, CA 92056-6336
Document Number	0000578730
Instrument Date	Dec 11, 2017
Instrument	578730
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3511 CAMEO DR #74 OCEANSIDE CA 920566371, 74, OCEANSIDE, CA 92056-6371

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 12, 2017
Property Address	3404 CAMEO DR UNIT 5, 5, OCEANSIDE, CA 92056-6336
Document Number	0000578508
Map Reference	MAP12196
Instrument Date	Nov 17, 2017
Instrument	2017-0578508
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY SD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3511 CAMEO DR UNIT 74, 74, OCEANSIDE, CA 92056-6371

Mortgage

Document Number	0000578509
Date	Dec 12, 2017
Instrument	2017-0578509

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$579,637 (+2%) Land $159,516 Building $420,121
2025	$6,751.00 (+4.88%)	$568,273 (+4.04%) Land $156,389 Building $411,884
2023	$6,437.00 (+1.45%)	$546,208 Land $150,317 Building $395,891
2022	$6,345.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: FiberFirst, GeoLinks, Verizon.

Nearby Properties on Cameo Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures