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3404 Cameo Dr, Unit 1, Oceanside, CA 92056 Property Records

San Diego County property record for 3404 Cameo Dr, Unit 1, Oceanside, CA 92056

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,297 sqft · built 1990
Lot Size10.2 acres (445,200 sqft)
Owner2 Individual Names on Record
Last Sale$146,000 (Oct 2016)
Tax Bill$5,122 (2025)
Deeds & MortgagesJun 2021 Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN165-113-06-01

Property Details

APN / Parcel Number

Primary APN165-113-06-01

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,297 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleCondo/Apartment
Lot Area445,200 sqft
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address3404 CAMEO DR, 1
CityOCEANSIDE
StateCA
Zip92056-6336
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodePD-2
Legal DescriptionLOT 1 US 1 PER DOC88-655810&UND INT IN TR 012196
Legal SubdivisionLOMAS DE LA JOLLA
Legal Tract012196
Legal Block1
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1001
Census Tract18516

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 95, SAN MARCOS, CA 92079-0095
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 9, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 21, 2016 · Amount on Record
Deed SaleOct 21, 2016 · Amount on Record
Prior SaleDec 11, 1989 · Amount on Record
Deed Document Number2016568429
Prior Transfer DateOct 8, 2016
Prior Transfer Doc0000568429
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3404 CAMEO DR UNIT 1, 1, OCEANSIDE, CA 92056-6336
Transaction TypeMortgage
Record UpdatedFeb 3, 2022
Title CompanyWFG TITLE COMPANY/CA, WFG TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

NameVerified Name
Address3404 CAMEO DR 1, 1, OCEANSIDE, CA 92056-6336

Mortgage

Document Number0000435222
DateJun 14, 2021
Instrument2021-0435222
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term337 Months
DueJul 1, 2049

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3404 CAMEO DR UNIT 1, 1, OCEANSIDE, CA 92056-6336
Document Number0000374666
Instrument DateJul 9, 2020
Transaction TypeMortgage
Record UpdatedJul 24, 2020
Title CompanyWFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3404 CAMEO DR #1 OCEANSIDE CA 920566336, 1, OCEANSIDE, CA 92056-6336

Mortgage

Document Number0000374666
DateJul 14, 2020
Instrument374666
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 13, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$430,894 (+2%) Land $272,269 Building $158,625
2025$5,122.00 (+6.49%)$422,446 (+4.04%) Land $266,931 Building $155,515
2023$4,810.00 (+1.46%) Homeowner's exemption$406,044 Land $256,567 Building $149,477
2022$4,741.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: FiberFirst, GeoLinks, Verizon.

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