3404 Cameo Dr, Unit 3, Oceanside, CA 92056 Property Records

San Diego County property record for 3404 Cameo Dr, Unit 3, Oceanside, CA 92056

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,297 sqft · built 1990
Lot Size	10.2 acres (445,200 sqft)
Owner	2 Company Names on File
Last Sale	$577,000 (Apr 2022)
Tax Bill	$7,165 (2025)
Deeds & Mortgages	Apr 2022 Transfer Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`165-113-06-03`

Property Details

APN / Parcel Number

Primary APN	`165-113-06-03`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,297 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Lot Area	445,200 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	3404 CAMEO DR, 3
City	OCEANSIDE
State	CA
Zip	92056-6336
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD-2
Legal Description	LOT 1 US 3 PER DOC88-655810&UND INT IN TR 012196
Legal Subdivision	DEL ORO HILLS
Legal Tract	012196
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	18516

Owner

3404 Cameo Dr, Unit 3 is owned by a company that acquired it in April 2025.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Company Names on File
Mailing Address	3404 CAMEO DR, 3, OCEANSIDE, CA 92056-6336
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Intrafamily Transfer, Transfer IN TITLE, FIN TITLE
Apr 11, 2022	Grant Deed, Transfer · FHA Mortgage CORNERSTONE FIRST MORTGAGE INC
Dec 7, 2021	Grant Deed, Transfer IN TITLE, FIN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2022 · Amount on File
Deed Sale	Apr 11, 2022 · Amount on File
Prior Sale	Dec 7, 2021 · Amount on File
Deed Document Number	2022156258
Last Transfer Date	Apr 9, 2025
Transfer Doc	0000092906
Record Updated	Oct 29, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 11, 2022
Property Address	3404 CAMEO DR UNIT 3, 3, OCEANSIDE, CA 92056-6336
Document Number	0000156257
Map Reference	MAP 12196
Instrument Date	Apr 1, 2022
Instrument	2022-0156257
Transaction Type	Transfer
Record Updated	Apr 20, 2022
Title Company	IN TITLE, FIN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3404 CAMEO DR UNIT 3, 3, OCEANSIDE, CA 92056-6336

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 11, 2022
Property Address	3404 CAMEO DR UNIT 3, 3, OCEANSIDE, CA 92056-6336
Document Number	0000156258
Map Reference	MAP 12196
Instrument Date	Feb 16, 2022
Instrument	2022-0156258
Transaction Type	Transfer
Record Updated	Apr 20, 2022
Title Company	IN TITLE, FIN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3404 CAMEO DR UNIT 3, 3, OCEANSIDE, CA 92056-6336

Mortgage

Document Number	0000156259
Date	Apr 11, 2022
Instrument	2022-0156259

Lender

Name	CORNERSTONE FIRST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 7, 2021
Property Address	3404 CAMEO DR UNIT 3, 3, OCEANSIDE, CA 92056-6336
Document Number	0000830443
Map Reference	MAP 12196
Instrument Date	Oct 29, 2021
Instrument	2021-0830443
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	IN TITLE, FIN TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4343 N SCOTTSDALE RD STE 390, 390, SCOTTSDALE, AZ 85251-3347
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3404 Cameo Dr, Unit 3 was $7,165.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$624,556 (+2%) Land $287,811 Building $336,745
2025	$7,165.00	$612,311 Land $282,168 Building $330,143
2023	$6,401.00 (-3.95%) Homeowner's exemption	$550,000 Land $253,000 Building $297,000
2022	$6,664.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3404 Cameo Dr, Unit 3 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3404 Cameo Dr, Unit 3 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: FiberFirst, GeoLinks, Verizon.

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