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3404 Cameo Dr, Unit 4, Oceanside, CA 92056 Property Records

San Diego County property record for 3404 Cameo Dr, Unit 4, Oceanside, CA 92056

Property Summary

Property TypeCondominium
Details3 bd · 2 ba · 1,297 sqft · built 1990
Lot Size10.2 acres (445,200 sqft)
Owner2 Individual Names on Record
Last Sale$290,000 (Jul 2013)
Tax Bill$4,295 (2025)
Deeds & MortgagesMar 2021 Mortgage
Sep 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN165-113-06-04

Property Details

APN / Parcel Number

Primary APN165-113-06-04

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,297 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleCondo/Apartment
Lot Area445,200 sqft
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address3404 CAMEO DR, 4
CityOCEANSIDE
StateCA
Zip92056-6336
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodePD-2
Legal DescriptionLOT 1 US 4 PER DOC88-655810&UND INT IN TR 012196
Legal SubdivisionDEL ORO HILLS
Legal Tract012196
Legal Block1
Legal Lot Number1
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1001
Census Tract18516

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3404 CAMEO DR, 4, OCEANSIDE, CA 92056-6336
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2021Intrafamily Transfer, Transfer · Conventional Mortgage
1ST SECURITY BANK OF WASHINGTON
Sep 12, 2019Deed of Trust, Mortgage · Line of Credit
MISSION FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 2, 2013 · Amount on Record
Deed SaleJul 2, 2013 · Amount on Record
Prior SaleFeb 1, 2001 · Amount on Record
Deed Document Number2013416460
Prior Transfer DateJul 3, 2003
Prior Transfer Doc0000028541
Record UpdatedOct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateMar 29, 2021
Property Address3404 CAMEO DR UNIT 4, 4, OCEANSIDE, CA 92056-6336
Document Number0000239390
Map ReferenceMAP 12196
Instrument DateMar 8, 2021
Instrument2021-0239390
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyWFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3420 CAMEO DR UNIT 40, 40, OCEANSIDE, CA 92056-6337

Mortgage

Document Number0000239391
DateMar 29, 2021
Instrument2021-0239391
Lender
Name1ST SECURITY BANK OF WASHINGTON
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3404 CAMEO DR UNIT 4, 4, OCEANSIDE, CA 92056-6336
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000395855
DateSep 12, 2019
Instrument2019-0395855
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueSep 30, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$362,598 (+2%) Land $237,566 Building $125,032
2025$4,295.00 (+4.78%) Homeowner's exemption$355,489 (+4.04%) Land $232,908 Building $122,581
2023$4,099.00 (+1.44%) Homeowner's exemption$341,687 Land $223,865 Building $117,822
2022$4,041.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

May also be available: FiberFirst, GeoLinks, Verizon.

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