St. Clair County property record for 3400 Keim Rd, Waterloo, IL 62298
| Property Type | Mobile Home |
|---|---|
| Details | 3 ba · 1,320 sqft · built 1975 |
| Lot Size | 3.59 acres (156,380 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $126,000 (Sep 2009) |
| Tax Bill | $4,167 (2025) |
| Deeds & Mortgages | Apr 2019 Mortgage Apr 2019 Mortgage + 2 more |
| APN | 16-04-0-300-014 |
| Primary APN | 16-04-0-300-014 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,320 sqft Base Area |
| 1st Floor Area | 1,320 sqft |
| Basement Area | 1,320 sqft |
| Unfinished Basement | 1,344 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Mobile/Manufactured |
| Lot Area | 156,380 sqft (3.59 acres) |
| Garage Area | 1,008 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 448 sqft |
| Deck Area | 560 sqft |
| Patio Area | 560 sqft |
| Cooling System | Central |
|---|
| Street Address | 3400 KEIM RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-4646 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | MILLSTADT TWP SEC 4 LOT/SEC-4-SUBL/TWP-2S-BLK/RG-9W A02579573 A02612726 |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 04 |
| Legal Subdivision | MILLSTADT TWP |
| Legal Block | 300 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | MILLSTADT |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 503203 |
3400 Keim Rd, a mobile home, is owned and occupied by two individuals who acquired it in June 2018.
Source: St. Clair County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3400 KEIM RD, WATERLOO, IL 62298-4646 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 9, 2019 | Deed of Trust, Mortgage CITIZENS CMNTY BK |
| Apr 9, 2019 | Deed of Trust, Mortgage CITIZENS CMNTY BK |
| Jun 15, 2018 | Quit Claim Deed, Construction Loan · Line of Credit CITIZENS CMNTY BK |
| May 14, 2019 | Correction Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2009 · Amount on File |
| Deed Sale | Sep 4, 2009 · Amount on File |
| Deed Document Number | 20092179017 |
| Last Transfer Date | Jun 10, 2018 |
| Transfer Doc | 0002579573 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 3400 KEIM RD, WATERLOO, IL 62298-4646 |
| Document Number | 00A2609810 |
| Instrument Date | Apr 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3400 KEIM RD WATERLOO IL 622984646, WATERLOO, IL 62298-4646 |
| Document Number | 00A2609810 |
|---|---|
| Date | Apr 15, 2019 |
| Instrument | 2609810 |
| Name | CITIZENS CMNTY BK |
|---|---|
| Type | Bank |
| Address | FREEBURG, IL 62243 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 14, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 3400 KEIM RD, WATERLOO, IL 62298-4646 |
| Document Number | 00A2612728 |
| Instrument Date | Apr 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3400 KEIM RD WATERLOO IL 622984646, WATERLOO, IL 62298-4646 |
| Document Number | 00A2612728 |
|---|---|
| Date | May 14, 2019 |
| Instrument | 2612728 |
| Name | CITIZENS CMNTY BK |
|---|---|
| Type | Bank |
| Address | FTEEBURG, IL 62243 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 13, 2049 |
| Rate | 4.5% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Jun 15, 2018 |
| Property Address | 3400 KEIM RD, WATERLOO, IL 62298-4646 |
| Document Number | 00A2579573 |
| Instrument Date | Jun 10, 2018 |
| Instrument | 2579573 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 10, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3400 KEIM RD WATERLOO IL 622984646, WATERLOO, IL 62298-4646 |
| Document Number | A2579574 |
|---|---|
| Date | Jun 15, 2018 |
| Instrument | 2579574 |
| Name | CITIZENS CMNTY BK |
|---|---|
| Type | Bank |
| Address | FREEBURG, IL 62243 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 14, 2019 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | May 14, 2019 |
| Property Address | 3400 KEIM RD, WATERLOO, IL 62298-4646 |
| Document Number | 00A2612726 |
| Instrument Date | Jun 10, 2018 |
| Instrument | 2612726 |
| Transaction Type | Transfer |
| Record Updated | Jun 11, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3400 KEIM RD WATERLOO IL 622984646, WATERLOO, IL 62298-4646 |
The 2025 property tax bill for 3400 Keim Rd was $4,167 with a homeowner's exemption, down 6.5% from the year before.
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | Millstadt Township |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,167.00 (-6.46%) Homeowner's exemption | $76,402 (-3.95%) Land $18,057 Building $58,345 | $229,206 (-3.95%) Land $54,171 Building $175,035 |
| 2024 | $4,455.00 | $79,541 Land $18,306 Building $61,235 | $238,623 Land $54,918 Building $183,705 |
| 2022 | $65,862 Land $15,158 Building $50,704 | $197,586 Land $45,474 Building $152,112 | |
| 2019 | $1,550.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 3400 Keim Rd; 1 flood insurance policy is in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3400 Keim Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber · DSL | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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