St. Clair County property record for 3265 Keim Rd, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 896 sqft · built 1951 |
| Lot Size | 3.02 acres (131,551 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,904 (2025) |
| Deeds & Mortgages | Sep 2020 Line of Credit Jul 2017 Loan Modification |
| APN | 16-04-0-300-017 |
| Primary APN | 16-04-0-300-017 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 896 sqft Living Area |
| Basement Area | 896 sqft |
| Unfinished Basement | 896 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Frame |
| Lot Area | 131,551 sqft (3.02 acres) |
| Garage Type | Mixed |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 450 sqft |
| Street Address | 3265 KEIM RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-4643 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILLSTADT TWP SEC 4 LOT/SEC-4-SUBL/TWP-2S-BLK/RG-9W E 1/2 W 1/2 SW 3004-1574 |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 04 |
| Legal Subdivision | MILLSTADT TWP |
| Legal Block | 300 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | MILLSTADT |
| Census Block Group | 1 |
| Census Block | 1049 |
| Census Tract | 503203 |
Source: St. Clair County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3265 KEIM RD, WATERLOO, IL 62298-4643 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2020 | Deed of Trust, Mortgage · Line of Credit FCB BANKS |
| Jul 21, 2017 | Loan Modification, Mortgage COLUMBIA NAT'L BK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 3265 KEIM RD, WATERLOO, IL 62298-4643 |
| Document Number | 00A2669893 |
| Instrument Date | Sep 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3265 KEIM RD WATERLOO IL 622984643, WATERLOO, IL 62298-4643 |
| Document Number | 00A2669893 |
|---|---|
| Date | Oct 5, 2020 |
| Instrument | 2669893 |
| Name | FCB BANKS |
|---|---|
| Address | COLUMBIA, IL 62236 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 3265 KEIM RD, WATERLOO, IL 62298-4643 |
| Document Number | 00A2548914 |
| Instrument Date | Jul 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Name | Verified Name |
|---|---|
| Address | 3265 KEIM RD WATERLOO IL 622984643, WATERLOO, IL 62298-4643 |
| Document Number | 00A2548914 |
|---|---|
| Date | Aug 22, 2017 |
| Instrument | 2548914 |
| Name | COLUMBIA NAT'L BK |
|---|---|
| Type | Bank |
| Address | COLUMBIA, IL 62236 |
| Term | 36 Months |
|---|---|
| Due | Aug 21, 2020 |
| Rate | 4.62% |
|---|
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | Millstadt Township |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,904.00 (+32.5%) | $38,180 (+10.74%) Land $2,710 Building $35,470 | |
| 2023 | $113,628 (+9.86%) Land $7,254 Building $106,374 | ||
| 2022 | $34,477 Land $2,175 Building $32,302 | $103,431 Land $6,525 Building $96,906 | |
| 2019 | $1,437.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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