3209 Keim Rd, Waterloo, IL 62298 Property Records

St. Clair County property record for 3209 Keim Rd, Waterloo, IL 62298

Property Summary

Property TypeAgricultural Vacant Land
Lot Size39.2 acres (1,707,552 sqft)
OwnerCompany Name on Record
Tax Bill$818 (2025)
Deeds & MortgagesApr 2024 Mortgage
Jul 2018 Loan Modification
+ 2 more
APN16-04-0-300-001

Property Details

APN / Parcel Number

Primary APN16-04-0-300-001

Exterior

Lot Area1,707,552 sqft (39.2 acres)

Location & Zoning

Street Address3209 KEIM RD
CityWATERLOO
StateIL
Zip62298-4643
Property CategoryAgriculture or Farming
Property TypeVacant Land > Agricultural
Legal DescriptionMILLSTADT TWP SEC 4 LOT/SEC-4-SUBL/TWP-2S-BLK/RG-9W W 1/2 W 1/2 SW AS IN A01929407
Legal Range09W
Legal Township02S
Legal Section04
Legal SubdivisionMILLSTADT TWP
Legal Block300
JurisdictionST CLAIR IL
Township / Civil DivisionMILLSTADT
Census Block Group1
Census Block1049
Census Tract503203

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1060 GILMORE LAKE RD, WATERLOO, IL 62298-3242
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2024Deed of Trust, Mortgage · Conventional Mortgage
CBG AGRI FINANCIAL SERVICES INC
Jul 10, 2018Loan Modification, Mortgage · Line of Credit
ENTERPRISE BK
Feb 28, 2018Loan Modification, Mortgage
ENTERPRISE BK/FL
Aug 18, 2017Loan Modification, Mortgage
ENTERPRISE BK

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateAug 4, 2005
Transfer Doc00A1929406
Record UpdatedOct 29, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address3209 KEIM RD, WATERLOO, IL 62298-4643
Transaction TypeMortgage
Record UpdatedMay 16, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A02811877
DateApr 30, 2024
InstrumentA02811877
Lender
NameCBG AGRI FINANCIAL SERVICES INC
TypeNon-Lending Institution
AddressLOUISVILLE, KY 40206
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term33 Months
DueJan 1, 2027
Interest
Rate8.75%

July 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST CLAIR IL
Recording DateJul 10, 2018
Property Address3209 KEIM RD, WATERLOO, IL 62298-4643
Instrument DateMay 2, 2018
Instrument2582157
Transaction TypeMortgage
Record UpdatedAug 13, 2018

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1060 GILMORE LAKE RD WATERLOO IL 622983242, WATERLOO, IL 62298-3242

Mortgage

Document Number00A2582157
DateJul 10, 2018
Instrument2582157
Lender
NameENTERPRISE BK
TypeBank
Address5721 S LINDBERGH BLVD, ST LOUIS, MO 63123-6936
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJul 9, 2023
Interest
Rate TypeAdjustable Rate

February 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST CLAIR IL
Recording DateFeb 28, 2018
Property Address3209 KEIM RD, WATERLOO, IL 62298-4643
Instrument DateAug 10, 2017
Instrument2568660
Transaction TypeMortgage
Record UpdatedMar 13, 2018

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1060 GILMORE LAKE RD WATERLOO IL 622983242, WATERLOO, IL 62298-3242

Mortgage

Document Number00A2568660
DateFeb 28, 2018
Instrument2568660
Lender
NameENTERPRISE BK/FL
TypeBank
Address14261 MANCHESTER RD, MANCHESTER, MO 63011-4507
Agreement
AmountAmount Recorded
Term24 Months
DueFeb 27, 2020

August 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST CLAIR IL
Recording DateAug 18, 2017
Property Address3209 KEIM RD, WATERLOO, IL 62298-4643
Instrument DateAug 10, 2017
Instrument2548468
Transaction TypeMortgage
Record UpdatedAug 28, 2018

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1060 GILMORE LAKE RD WATERLOO IL 622983242, WATERLOO, IL 62298-3242

Mortgage

Document Number00A2548468
DateAug 18, 2017
Instrument2548468
Lender
NameENTERPRISE BK
TypeBank
AddressMANCHESTER, MO 63011
Agreement
AmountAmount Recorded
Term36 Months
DueAug 17, 2020

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionMillstadt Township
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$818.00 (+31.09%)$13,830 (+34.18%) Land $13,830
2024$624.00 (+79.31%)$10,307 (+17.34%) Land $10,307
2023$30,921 Land $30,921
2022$8,784 Land $8,784
2019$348.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Harrisonville Telephone Company
Fiber
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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