St. Clair County property record for 3330 Keim Rd, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,120 sqft · built 1863 |
| Lot Size | 5.2 acres (226,512 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $154,500 (Mar 2005) |
| Tax Bill | $4,042 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Feb 2022 Mortgage + 1 more |
| APN | 16-04-0-300-012 |
| Primary APN | 16-04-0-300-012 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,120 sqft Living Area |
| Attic | Attic |
| Attic Area | 600 sqft |
| Year Built | Built 1863 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 226,512 sqft (5.2 acres) |
| Porch | Porch |
|---|---|
| Porch Area | 560 sqft |
| Shed | 1 Shed |
| Shed Area | 532 sqft |
| Cooling System | Central |
|---|
| Street Address | 3330 KEIM RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-4644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILLSTADT TWP SEC 4 LOT/SEC-4-SUBL/TWP-2S-BLK/RG-9W PT SE SW DOC A01895601 |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 04 |
| Legal Subdivision | MILLSTADT TWP |
| Legal Block | 300 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | MILLSTADT |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 503203 |
Source: St. Clair County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3330 KEIM RD, WATERLOO, IL 62298-4644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 12, 2026 | Deed of Trust, Mortgage · Line of Credit STATE BANK |
| Feb 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage SCOTT CU |
| Dec 22, 2016 | Deed of Trust, Mortgage STATE BK/WATERLOO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2005 · Amount on Record |
| Deed Sale | Mar 2, 2005 · Amount on Record |
| Deed Document Number | 20051895601 |
| Deed Book / Page | 4147 / 2126 |
| Prior Transfer Date | Jan 1, 2002 |
| Prior Transfer Doc | 00A1661695 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 3330 KEIM RD, WATERLOO, IL 62298-4644 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3330 KEIM RD, WATERLOO, IL 62298-4644 |
| Document Number | 0A02874449 |
|---|---|
| Date | Feb 12, 2026 |
| Instrument | A02874449 |
| Name | STATE BANK |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 3330 KEIM RD, WATERLOO, IL 62298-4644 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2022 |
| Title Company | ABSTRACTS AND TITLES INC, ABSTRACTS & TITLES |
| Name | Verified Name |
|---|
| Document Number | 0A02737508 |
|---|---|
| Date | Feb 25, 2022 |
| Instrument | A02737508 |
| Name | SCOTT CU |
|---|---|
| Type | Credit Union |
| Address | EDWARDSVILLE, IL 62025 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 3330 KEIM RD, WATERLOO, IL 62298-4644 |
| Document Number | 00A2522410 |
| Instrument Date | Dec 22, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2017 |
| Title Company | ACCENT TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3330 KEIM RD WATERLOO IL 622984644, WATERLOO, IL 62298-4644 |
| Document Number | 00A2522410 |
|---|---|
| Date | Jan 3, 2017 |
| Instrument | 2522410 |
| Name | STATE BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jan 2, 2032 |
| Rate | 3.25% |
|---|
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | Millstadt Township |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,042.00 (+3.99%) Homeowner's exemption | $74,296 (+5.88%) Land $19,953 Building $54,343 | $222,888 (+5.88%) Land $59,859 Building $163,029 |
| 2024 | $3,887.00 (+40.48%) | $70,168 (+20.77%) Land $20,228 Building $49,940 | $210,504 (+20.77%) Land $60,684 Building $149,820 |
| 2022 | $58,102 Land $16,750 Building $41,352 | $174,306 Land $50,250 Building $124,056 | |
| 2019 | $2,767.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Harrisonville Telephone Company Fiber | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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