340 Lock 4 Rd, Riverside, AL 35135 Property Records

St. Clair County property record for 340 Lock 4 Rd, Riverside, AL 35135

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,424 sqft · built 2008
Lot Size	0.84 acres (36,590 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Dec 2017)
Tax Bill	$1,668 (2025)
Deeds & Mortgages	May 2022 Line of Credit Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-06-24-0-001-018.000`

Property Details

APN / Parcel Number

Primary APN	`22-06-24-0-001-018.000`
Alternative APNs	`501779` `18228`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,424 sqft Heated Area
1st Floor Area	2,114 sqft
Upper Floors Area	310 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	36,590 sqft (0.84 acres)
Gazebo	43 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	340 LOCK 4 RD
City	RIVERSIDE
State	AL
Zip	35135-1701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NW COR SW/4 NE/4 S 750' TO S R/W RD NELY 385' ALG R/W TO POB TH NELY 99.5' ALG R/W SE 403.85' TO LAKE SWLY 101' ALG LAKE
Legal Range	04E
Legal Township	16S
Legal Section	24
Jurisdiction	ST CLAIR AL
Township / Civil Division	PELL CITY
Census Block Group	1
Census Block	1012
Census Tract	40206

Owner

Source: St. Clair County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	340 LOCK 4 RD, RIVERSIDE, AL 35135-1701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Mar 27, 2020	Deed of Trust, Mortgage QUICKEN LNS
Feb 20, 2018	Deed of Trust, Mortgage QUICKEN LNS
Dec 4, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2017 · Amount on Record
Deed Sale	Dec 4, 2017 · Amount on Record
Prior Sale	Nov 9, 2011
Deed Book / Page	2017 / 13548
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	340 LOCK 4 RD, RIVERSIDE, AL 35135-1701
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 LOCK 4 RD, RIVERSIDE, AL 35135-1701

Mortgage

Document Number	0000027274
Date	May 12, 2022
Book Page	MTG 2022/27274

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 18, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	340 LOCK 4 RD, RIVERSIDE, AL 35135-1701
Document Number	0000016216
Instrument Date	Mar 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 LOCK 4 RD RIVERSIDE AL 351351701, RIVERSIDE, AL 35135-1701

Mortgage

Document Number	0000016216
Date	Apr 16, 2020
Instrument	16216

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	340 LOCK 4 RD, RIVERSIDE, AL 35135-1701
Document Number	0000006948
Instrument Date	Feb 20, 2018
Transaction Type	Mortgage
Record Updated	Apr 18, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 LOCK 4 RD RIVERSIDE AL 351351701, RIVERSIDE, AL 35135-1701

Mortgage

Document Number	0000006948
Date	Mar 7, 2018
Instrument	6948

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 6, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Dec 4, 2017
Property Address	340 LOCK 4 RD, RIVERSIDE, AL 35135-1701
Document Number	0000013548
Instrument Date	Dec 4, 2017
Instrument	13548
Transaction Type	Transfer
Record Updated	Jan 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$175.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	340 LOCK 4 RD RIVERSIDE AL 351351701, RIVERSIDE, AL 35135-1701

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Municipality	Riverside City
Unified School District	Pell City City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,668.00 (+5.64%)	$41,860 (-44.7%)	$418,350 (+10.53%)
2023		$75,700 Land $21,840 Building $53,860	$378,500 Land $109,200 Building $269,300
2022	$1,579.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 52% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 3,864 people · EPA ID AL0001209
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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