305 Lock 4 Rd, Riverside, AL 35135 Property Records

St. Clair County property record for 305 Lock 4 Rd, Riverside, AL 35135

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,980 sqft · built 2013
Lot Size3 acres (130,680 sqft)
Owner2 Individual Names on File
Tax Bill$1,063 (2025)
Deeds & MortgagesSep 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN22-06-24-0-001-003.022

Property Details

APN / Parcel Number

Primary APN22-06-24-0-001-003.022
Alternative APNs
  • 00509545
  • 509545
  • 18203

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,980 sqft Living Area
1st Floor Area1,980 sqft
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area130,680 sqft (3 acres)
Pool TypeIn-Ground Vinyl Pool
Pool Area592 sqft
Utility Building440 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number00509545
Street Address305 LOCK 4 RD
CityRIVERSIDE
StateAL
Zip35135-1711
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 LOCK 4 ROAD ESTATES 24-16-4
Legal Range04E
Legal Township16S
Legal Section24
Legal SubdivisionROAD ESTATES
Legal Lot Number7
JurisdictionST CLAIR AL
Township / Civil DivisionPELL CITY
Census Block Group1
Census Block1017
Census Tract40206

Owner

305 Lock 4 Rd is owned and occupied by two individuals.

Source: St. Clair County records, as of August 4, 2026

Owner of Record2 Individual Names on File
Mailing Address305 LOCK 4 RD, RIVERSIDE, AL 35135-1711
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR AL
Property Address305 LOCK 4 RD, RIVERSIDE, AL 35135-1711
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000032782
DateSep 25, 2018
Book PageMTG 2018/32782
Lender
NameREGIONS BANK
TypeBank
AddressPELL CITY, AL 35125
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term180 Months
DueSep 4, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 305 Lock 4 Rd was $1,063 with a homeowner's exemption.

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateAlabama
CountySt. Clair County
MunicipalityRiverside City
Unified School DistrictPell City City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,063.00$27,100$270,720
2023$47,478 Land $3,940 Building $43,538$237,390 Land $19,700 Building $217,690
2022$896.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 305 Lock 4 Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Nearby Flood Policies14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 305 Lock 4 Rd is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 64% of Alabama
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF RIVERSIDE
serves 3,864 people · EPA ID AL0001209
Water SourceGroundwater
Last State InspectionDec 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lock 4 Rd

Nearby Streets

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