443 Lock 4 Rd, Riverside, AL 35135 Property Records

St. Clair County property record for 443 Lock 4 Rd, Riverside, AL 35135

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,250 sqft · built 2002
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Feb 2023)
Tax Bill	$1,175 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-06-24-0-001-003.020`

Property Details

APN / Parcel Number

Primary APN	`22-06-24-0-001-003.020`
Alternative APNs	`00065544` `509547` `18201`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,250 sqft Living Area
1st Floor Area	2,250 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	130,680 sqft (3 acres)
Garage Type	Carport
Garage Area	550 sqft
Carport	Carport
Carport Area	550 sqft
Parking Spaces	2 Parking Spaces
Utility Building	640 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00065544
Street Address	443 LOCK 4 RD
City	RIVERSIDE
State	AL
Zip	35135-1712
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 LOCK 4 ROAD ESTATES MB D PG 14 SLIDE A-51-7 24-16-4
Legal Range	04E
Legal Township	16S
Legal Section	24
Legal Subdivision	ROAD ESTATES
Legal Lot Number	5
Jurisdiction	ST CLAIR AL
Township / Civil Division	PELL CITY
Census Block Group	1
Census Block	1017
Census Tract	40206

Owner

Source: St. Clair County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	443 LOCK 4 RD, RIVERSIDE, AL 35135-1712
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2023	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jan 11, 2018	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2023 · Amount on Record
Deed Sale	Feb 23, 2023 · Amount on Record
Deed Book / Page	2023 / 2034
Prior Transfer Date	Feb 17, 2023
Prior Transfer Doc	0000002034
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Feb 23, 2023
Property Address	443 LOCK 4 RD, RIVERSIDE, AL 35135-1712
Document Number	0000002034
Book / Page	DEED 2023 / 2034
Map Reference	MB D PG 14
Instrument Date	Feb 17, 2023
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25554 NW NUSGROVE ROAD, ALTHA, FL 32421

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	25554 NW NURSGROVE ROAD, ALTHA, FL 32421

Mortgage

Document Number	MTG20235335
Date	Feb 23, 2023
Instrument	MTG 2023/5335

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	443 LOCK 4 RD, RIVERSIDE, AL 35135-1712
Document Number	0000002172
Instrument Date	Jan 11, 2018
Transaction Type	Mortgage
Record Updated	Mar 2, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	443 LOCK 4 RD RIVERSIDE AL 351351712, RIVERSIDE, AL 35135-1712

Mortgage

Document Number	0000002172
Date	Jan 26, 2018
Instrument	2172

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	84 Months
Due	Jan 25, 2025

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Municipality	Riverside City
Unified School District	Pell City City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,175.00 (+118.4%)	$29,840 (-47.97%)	$298,210 (+4%)
2023		$57,348 Land $6,240 Building $51,108	$286,740 Land $31,200 Building $255,540
2022	$538.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 64% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 3,864 people · EPA ID AL0001209
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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