328 Lock 4 Rd, Riverside, AL 35135 Property Records

St. Clair County property record for 328 Lock 4 Rd, Riverside, AL 35135

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,680 sqft · built 1970
Lot Size	0.84 acres (36,590 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Aug 2013)
Tax Bill	$1,113 (2022)
Deeds & Mortgages	Nov 2025 Line of Credit Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-06-24-0-001-018.001`

Property Details

APN / Parcel Number

Primary APN	`22-06-24-0-001-018.001`
Alternative APNs	`00501780` `501780` `18229`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	36,590 sqft (0.84 acres)
Boat Access	Boat Access
Boat House	600 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00501780
Street Address	328 LOCK 4 RD
City	RIVERSIDE
State	AL
Zip	35135-1701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM @ INT W LN NE4 & LML TH N 476.5' NE 297.1' TO POB NE NE 100' SE 370' SW ALG LML 101' NW 362.3' TO POB 24-16-4
Legal Range	04E
Legal Township	16S
Legal Section	24
Jurisdiction	ST CLAIR AL
Township / Civil Division	PELL CITY
Census Block Group	1
Census Block	1012
Census Tract	40206

Owner

Source: St. Clair County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	328 LOCK 4 RD, RIVERSIDE, AL 35135-1701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage NOBLE BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2013 · Amount on Record
Deed Sale	Aug 30, 2013 · Amount on Record
Deed Book / Page	2013 / 9129
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	328 LOCK 4 RD, RIVERSIDE, AL 35135-1701
Transaction Type	Mortgage
Record Updated	Dec 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 LOCK 4 RD, RIVERSIDE, AL 35135-1701

Mortgage

Document Number	0000046816
Date	Nov 3, 2025
Book Page	MTG2025/46816

Lender

Name	PNC BANK NA
Type	Bank
Address	222 DELAWARE AVE, WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Oct 28, 2065

Interest

Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	328 LOCK 4 RD, RIVERSIDE, AL 35135-1701
Document Number	0000010229
Instrument Date	Mar 19, 2019
Transaction Type	Mortgage
Record Updated	May 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	328 LOCK 4 RD RIVERSIDE AL 351351701, RIVERSIDE, AL 35135-1701

Mortgage

Document Number	0000010229
Date	Apr 1, 2019
Instrument	10229

Lender

Name	NOBLE BK&TR
Type	Bank
Address	ANNISTON, AL 36201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 31, 2034

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Municipality	Riverside City
Unified School District	Pell City City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$32,560 (-49.96%)	$325,360 (-)
2023		$65,072 Land $21,840 Building $43,232	$325,360 Land $109,200 Building $216,160
2022	$1,113.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 52% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 3,864 people · EPA ID AL0001209
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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