34 Mutiny Pl, Key Largo, FL 33037 Property Records

Monroe County property record for 34 Mutiny Pl, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,115 sqft · built 1993
Lot Size0.338 acres (14,730 sqft)
OwnerCompany Name on Record
Last Sale$1,250,000 (Apr 2022)
Tax Bill$9,910 (2024)
Deeds & MortgagesAug 2022 Transfer
Apr 2022 Sale
+ 2 more
Flood ZoneZone AE (high risk)
APN00496131-010100

Property Details

APN / Parcel Number

Primary APN00496131-010100
Alternative APNs
  • 31613900496131010100
  • 1613312

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area3,115 sqft Living Area
Gross Area3,409 sqft
1st Floor Area2,170 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2012
Exterior MaterialWood
Construction TypeWood
Foundation TypePile
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area14,730 sqft (0.338 acres)
View / LotLake
Garage TypeAttached
Garage Area294 sqft
PorchFlorida Room
Porch Area1,803 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1613312
Street Address34 MUTINY PL
CityKEY LARGO
StateFL
Zip33037-2326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 4 LT 7 BUCCANEER POINT SUBDIVISION PB7-6 KEY LARGO OR787-450 OR963-209 OR1133-1148 OR1250-842 OR1250-843 OR1590-1855 OR2705-248 OR2967-2151 OR3068-1779 OR3165-0122 OR3187-2354
Legal Range39E
Legal Township61S
Legal Section31
Legal SubdivisionBUCCANEER PT (LARGO SOUND TARPON BASIN)
Legal Block4
Legal Lot Number7
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2024
Census Tract970600

Owner

Source: Monroe County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address16349 SW 78TH AVE, PALMETTO BAY, FL 33157-3781
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2022Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY
Apr 4, 2022Warranty Deed, Transfer
TRAN-STATE TITLE INSURANCE AGENCY LLC, TRANS STATE TTL INS AGCY LLC
Jan 13, 2021Warranty Deed, Transfer · Conventional Mortgage
QUONTIC BANK FSB
Jun 3, 2019Warranty Deed, Transfer · Conventional Mortgage
TD BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 4, 2022 · Amount on Record
Deed SaleApr 4, 2022 · Amount on Record
Prior SaleJan 13, 2021 · Amount on Record
Deed Document Number20222368781
Deed Book / Page3165 / 122
Last Transfer DateJul 19, 2022
Transfer Doc0031872354
Record UpdatedOct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateAug 5, 2022
Property Address34 MUTINY PL, KEY LARGO, FL 33037-2326
Document Number0031872354
Book / Page3187 / 2354
Map ReferenceMB 7 PG 6
Instrument DateJul 19, 2022
Instrument2386639
Transaction TypeTransfer
Record UpdatedAug 31, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address16439 SW 78TH AVE, 16439, PALMETTO BAY, FL 33157-3726

Transferred To (Grantee/Buyer)

NameVerified Name
Address16439 SW 78TH AVE, PALMETTO BAY, FL 33157-3726

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateApr 4, 2022
Property Address34 MUTINY PL, KEY LARGO, FL 33037-2326
Document Number0031650122
Book / Page3165 / 122
Map ReferenceMB 7 PG 6
Instrument DateMar 28, 2022
Instrument2368781
Transaction TypeTransfer
Record UpdatedApr 22, 2022
Title CompanyTRAN-STATE TITLE INSURANCE AGENCY LLC, TRANS STATE TTL INS AGCY LLC

Transaction

AmountAmount Recorded
Tax$8,750.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address128 CORAL AVE, 128, TAVERNIER, FL 33070-2403

Transferred To (Grantee/Buyer)

NameVerified Name
Address16349 SW 78TH AVE, PALMETTO BAY, FL 33157-3781

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJan 13, 2021
Property Address34 MUTINY PL, KEY LARGO, FL 33037-2326
Document Number0030681779
Book / Page3068 / 1779
Map ReferenceMB 7 PG 6
Instrument DateDec 23, 2020
Instrument2299161
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,810.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address12768 FAIRWAY COVE CT, 12768, FORT MYERS, FL 33905-5891

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 MUTINY PL, KEY LARGO, FL 33037-2326

Mortgage

Document Number0030681781
DateJan 13, 2021
Instrument3068/1781
Lender
NameQUONTIC BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2051

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateJun 3, 2019
Property Address34 MUTINY PL, KEY LARGO, FL 33037-2326
Document Number0029672151
Book / Page2967 / 2151
Map ReferenceMB 7 PG 6
Instrument DateMay 31, 2019
Instrument2222938
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyCOASTAL TTL & CLOSING SVCS I

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,250.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address17903 SW 77TH CT, 17903, PALMETTO BAY, FL 33157-6255

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 MUTINY PL, KEY LARGO, FL 33037-2326

Mortgage

Document Number0029672153
DateJun 3, 2019
Instrument2967-2153
Lender
NameTD BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,121,277 (-2.4%) Land $623,374 Building $497,903$1,121,277 (-2.4%) Land $623,374 Building $497,903
2024$9,910.00 (+3.5%)
2023$9,575.00 (+81.04%)$1,148,844 (+70.66%) Land $542,064 Building $606,780$1,148,844 (+12.56%) Land $542,064 Building $606,780
2022$5,289.00 Homeowner's exemption$673,180$1,020,677 Land $406,548 Building $614,129

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 425 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies957 units insured
incl. 532 condo units
Nearby Flood Claims227 (1982–2022)
Claims Outside the SFHA13 of 227
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 156 claims
  • Hurricane Irene, Oct 1999 · 11 claims
  • Hurricane Georges, Sep 1998 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber · Fixed Wireless in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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