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33 Mutiny Pl, Key Largo, FL 33037 Property Records

Monroe County property record for 33 Mutiny Pl, Key Largo, FL 33037

Property Summary

Property TypeResidential Vacant Land
Lot Size0.389 acres (16,976 sqft)
OwnerIndividual Name on File
Last Sale$200,000 (Oct 2002)
Tax Bill$6,413 (2024)
Deeds & MortgagesAug 2020 Loan Modification
Aug 2020 Loan Modification
+ 8 more
Flood ZoneZone AE (high risk)
APN00496131-006100

Property Details

APN / Parcel Number

Primary APN00496131-006100
Alternative APNs
  • 31613900496131006100
  • 1612910

Exterior

Lot Area16,976 sqft (0.389 acres)

Location & Zoning

Account Number1612910
Old Parcel Number31613900496131006100
Street Address33 MUTINY PL
CityKEY LARGO
StateFL
Zip33037
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionBK 3 LT 17 BUCCANEER POINT SUBDIVISION PB7-6 KEY LARGO OR787-450 OR823-402 OR1051-1513 OR1825-528
Legal Range39E
Legal Township61S
Legal Section31
Legal SubdivisionBUCCANEER PT (LARGO SOUND TARPON BASIN)
Legal Block3
Legal Lot Number17
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2024
Census Tract970600

Owner

Source: Monroe County records · APN 00496131-006100

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 371937, KEY LARGO, FL 33037-1937
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2020Loan Modification, Mortgage
NOT AVAILABLE
Aug 06, 2020Loan Modification, Mortgage
WILLIAM & GERALDINE MILLER
Feb 26, 2020Loan Modification, Mortgage · Conventional Mortgage
WILLIAM & GERALDINE MILLER
Feb 26, 2020Loan Modification, Mortgage · Conventional Mortgage
HOLLAND GRETCHEN K TRUS (RT)
Nov 04, 2019Loan Modification, Mortgage · Conventional Mortgage
WILLIAM & GERALDINE MILLER
Jul 31, 2019Loan Modification, Mortgage · Conventional Mortgage
HOLLAND GRETCHEN K TRUS (RT)
Aug 10, 2018Loan Modification, Mortgage · Conventional Mortgage
WILLIAM MILLER
Aug 10, 2018Loan Modification, Mortgage
HOLLAND GRETCHEN K TRUS (RT)
Jul 28, 2017Loan Modification, Mortgage · Conventional Mortgage
WILLIAM & GERALDINE MILLER
Jul 28, 2017Loan Modification, Mortgage · Conventional Mortgage
HOLLAND GRETCHEN K TR (PT)

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 23, 2002 · Amount on Record
Deed SaleOct 23, 2002 · Amount on Record
Deed Document Number0182500528
Deed Book / Page01825 / 00528
Record UpdatedJun 08, 2026

August 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE FL
Property Address33 MUTINY PL, KEY LARGO, FL 33037
Document Number0030370540
Instrument DateAug 13, 2020
Transaction TypeMortgage
Record UpdatedSep 21, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
AddressMUTINY PL KEY LARGO FL 33037, KEY LARGO, FL 33037

August 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE FL
Property Address33 MUTINY PL, KEY LARGO, FL 33037
Document Number0030370537
Instrument DateAug 06, 2020
Transaction TypeMortgage
Record UpdatedSep 21, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
AddressMUTINY PL KEY LARGO FL 33037, KEY LARGO, FL 33037

Mortgage

Document Number0030370537
DateAug 13, 2020
Book Page003037/000537
Instrument2277005
Lender
NameWILLIAM & GERALDINE MILLER
Agreement
Term12 Months
DueAug 12, 2021

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE FL
Property Address33 MUTINY PL, KEY LARGO, FL 33037
Document Number0030110490
Instrument DateFeb 26, 2020
Transaction TypeMortgage
Record UpdatedJun 01, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030110490
DateFeb 28, 2020
Book Page003011/000490
Instrument2257986
Lender
NameWILLIAM & GERALDINE MILLER
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueFeb 27, 2021
Interest
Rate10%

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE FL
Property Address33 MUTINY PL, KEY LARGO, FL 33037
Document Number0030110486
Instrument DateFeb 26, 2020
Transaction TypeMortgage
Record UpdatedJun 01, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
AddressMUTINY PL KEY LARGO FL 33037, KEY LARGO, FL 33037

Mortgage

Document Number0030110486
DateFeb 28, 2020
Book Page003011/000486
Instrument2257985
Lender
NameHOLLAND GRETCHEN K TRUS (RT)
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate11%

November 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE FL
Property Address33 MUTINY PL, KEY LARGO, FL 33037
Document Number0029931241
Instrument DateNov 04, 2019
Transaction TypeMortgage
Record UpdatedDec 09, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
AddressMUTINY PL KEY LARGO FL 33037, KEY LARGO, FL 33037

Mortgage

Document Number0029931241
DateNov 07, 2019
Book Page002993/001241
Instrument2243647
Lender
NameWILLIAM & GERALDINE MILLER
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueNov 06, 2020
Interest
Rate10%

July 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE FL
Property Address33 MUTINY PL, KEY LARGO, FL 33037
Document Number0029931244
Instrument DateJul 31, 2019
Transaction TypeMortgage
Record UpdatedDec 09, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
AddressMUTINY PL KEY LARGO FL 33037, KEY LARGO, FL 33037

Mortgage

Document Number0029931244
DateNov 07, 2019
Book Page002993/001244
Instrument2243648
Lender
NameHOLLAND GRETCHEN K TRUS (RT)
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueNov 06, 2020
Interest
Rate11%

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE FL
Property Address33 MUTINY PL, KEY LARGO, FL 33037
Document Number0029230579
Instrument DateAug 10, 2018
Transaction TypeMortgage
Record UpdatedMar 18, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
AddressMUTINY PL KEY LARGO FL 33037, KEY LARGO, FL 33037

Mortgage

Document Number0029230579
DateAug 22, 2018
Book Page002923/000579
Instrument2183420
Lender
NameWILLIAM MILLER
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueAug 21, 2019
Interest
Rate10%

August 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE FL
Property Address33 MUTINY PL, KEY LARGO, FL 33037
Document Number0029230575
Instrument DateAug 10, 2018
Transaction TypeMortgage
Record UpdatedNov 22, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029230575
DateAug 22, 2018
Book Page002923/000575
Instrument2183419
Lender
NameHOLLAND GRETCHEN K TRUS (RT)
Agreement
AmountAmount Recorded
Term12 Months
DueAug 21, 2019
Interest
Rate11%

July 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE FL
Property Address33 MUTINY PL, KEY LARGO, FL 33037
Document Number0028662450
Instrument DateJul 28, 2017
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0028662450
DateAug 01, 2017
Book Page002866/002450
Instrument2133455
Lender
NameWILLIAM & GERALDINE MILLER
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueJul 31, 2018
Interest
Rate10%

July 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMONROE FL
Property Address33 MUTINY PL, KEY LARGO, FL 33037
Document Number0028662446
Instrument DateJul 28, 2017
Transaction TypeMortgage
Record UpdatedAug 25, 2017
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0028662446
DateAug 01, 2017
Book Page002866/002446
Instrument2133454
Lender
NameHOLLAND GRETCHEN K TR (PT)
Address84 SEAGATE BLVD, KEY LARGO, FL 33037-4323
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueJul 31, 2018
Interest
Rate11%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,734,027 (+179.55%) Land $1,733,139 Building $888$1,734,027 (+179.55%) Land $1,733,139 Building $888
2024$6,413.00 (+50.36%)
2023$4,265.00 (+17.98%)$620,285 (+24.77%) Land $619,279 Building $1,006$620,285 (+24.77%) Land $619,279 Building $1,006
2022$3,615.00$497,139 Land $496,073 Building $1,066$497,139 Land $496,073 Building $1,066

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 425 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies957 units insured
incl. 532 condo units
Nearby Flood Claims227 (1982–2022)
Claims Outside the SFHA13 of 227
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 156 claims
  • Hurricane Irene, Oct 1999 · 11 claims
  • Hurricane Georges, Sep 1998 · 30 claims

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
Fiber · Fixed Wireless in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 98 locations within half a mile of this property.

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