28 Mutiny Pl, Key Largo, FL 33037 Property Records

Monroe County property record for 28 Mutiny Pl, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,450 sqft · built 1999
Lot Size	0.357 acres (15,545 sqft)
Owner	Individual Name on Record
Last Sale	$925,000 (Apr 2023)
Tax Bill	$8,106 (2025)
Deeds & Mortgages	Apr 2023 Sale
Flood Zone	Zone AE (high risk)
APN	`00496131-009800`

Property Details

APN / Parcel Number

Primary APN	`00496131-009800`
Alternative APNs	`31613900496131009800` `1613282`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,450 sqft Living Area
1st Floor Area	1,802 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2015
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	15,545 sqft (0.357 acres)
View / Lot	Lake
Garage Type	Carport
Garage Area	848 sqft
Carport	Carport
Carport Area	848 sqft
Porch	Unfinished Open Porch
Porch Area	1,834 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1613282
Street Address	28 MUTINY PL
City	KEY LARGO
State	FL
Zip	33037-2326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 4 LT 4 BUCCANEER POINT SUBDIVISION PB7-6 KEY LARGO OR787-450 OR963-209 OR1340-2239 OR1369-1407 OR1519-2157C OR1519-2158/59 OR1738-2171 OR2596-1058/59 OR3221-2334 OR3221-2341 OR3221-2364
Legal Range	39E
Legal Township	61S
Legal Section	31
Legal Subdivision	BUCCANEER PT (LARGO SOUND TARPON BASIN)
Legal Block	4
Legal Lot Number	4
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2024
Census Tract	970600

Owner

Source: Monroe County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	28 MUTINY PL, KEY LARGO, FL 33037-2326
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 24, 2023 · Amount on Record
Deed Sale	Apr 24, 2023 · Amount on Record
Prior Sale	May 1, 1998 · Amount on Record
Deed Document Number	20232415054
Deed Book / Page	3221 / 2364
Prior Transfer Date	Sep 3, 1995
Prior Transfer Doc	1369001407
Record Updated	Oct 29, 2026

April 2023: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MONROE FL
Recording Date	Apr 24, 2023
Property Address	28 MUTINY PL, KEY LARGO, FL 33037-2326
Document Number	0032212364
Book / Page	3221 / 2364
Map Reference	MB 7 PG 6
Instrument Date	Apr 19, 2023
Instrument	2415054
Transaction Type	Transfer
Record Updated	Jun 21, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$6,475.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2771 NE 58TH ST, FORT LAUDERDALE, FL 33308-2727

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 MUTINY PL, KEY LARGO, FL 33037-2326

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,106.00 (+4.81%) Homeowner's exemption	$940,914 (+3.62%)	$1,015,784 (+11.87%) Land $629,262 Building $386,522
2024	$7,734.00 (+13.7%)
2023	$6,802.00 (+17.09%)	$908,023 (+24.17%) Land $553,402 Building $354,621	$908,023 (+24.17%) Land $553,402 Building $354,621
2022	$5,809.00	$731,247 Land $415,052 Building $316,195	$731,247 Land $415,052 Building $316,195

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 425 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	957 units insured incl. 532 condo units
Nearby Flood Claims	227 (1982–2022)
Claims Outside the SFHA	13 of 227
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 156 claims Hurricane Irene, Oct 1999 · 11 claims Hurricane Georges, Sep 1998 · 30 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20