Monroe County property record for 32 Mutiny Pl, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,400 sqft · built 1990 |
| Lot Size | 0.347 acres (15,107 sqft) |
| Owner | Company Name on Record |
| Last Sale | $150,000 (May 2025) |
| Tax Bill | $8,684 (2024) |
| Deeds & Mortgages | Mar 2026 Transfer Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00496131-010000 |
| Primary APN | 00496131-010000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 4 Stories |
| Building Area | 2,400 sqft Living Area |
| Gross Area | 3,008 sqft |
| 1st Floor Area | 2,400 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 15,107 sqft (0.347 acres) |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 608 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 768 sqft |
| Patio Area | 772 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1613304 |
|---|---|
| Street Address | 32 MUTINY PL |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-2326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 4 LT 6 BUCCANEER POINT SUBDIVISION PB7-6 KEY LARGO OR787-450 OR963-209 OR1111-2407 OR1159-1 OR1314-1076 OR1316-1484/86 OR1706-1249 OR2767-1281/82 OR3070-1075 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 31 |
| Legal Subdivision | BUCCANEER PT (LARGO SOUND TARPON BASIN) |
| Legal Block | 4 |
| Legal Lot Number | 6 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 970600 |
Source: Monroe County records, as of March 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 8720 SW 109TH ST, MIAMI, FL 33176-3756 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Mar 10, 2026 | Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Sep 27, 2019 | Deed of Trust, Mortgage · Commercial Mortgage TCF NATIONAL BANK |
| Jan 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 2025 · Amount on Record |
| Deed Sale | May 14, 2025 · Amount on Record |
| Prior Sale | Jan 21, 2021 · Amount on Record |
| Deed Document Number | 2025680 |
| Deed Book / Page | 3325 / 2138 |
| Last Transfer Date | Feb 28, 2026 |
| Transfer Doc | 0002535114 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Mar 10, 2026 |
| Property Address | 32 MUTINY PL, KEY LARGO, FL 33037-2326 |
| Document Number | 0033700398 |
| Book / Page | 3370 / 398 |
| Map Reference | MB 7 PG 6 |
| Instrument Date | Feb 28, 2026 |
| Instrument | 2535114 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8720 SW 109TH ST, MIAMI, FL 33176-3756 |
| Name | Verified Name |
|---|---|
| Address | 8720 SW 109TH ST, MIAMI, FL 33176-3756 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 32 MUTINY PL, KEY LARGO, FL 33037-2326 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0029862154 |
|---|---|
| Date | Sep 27, 2019 |
| Book Page | 2986/2154 |
| Instrument | 2238447 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 23, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jan 21, 2021 |
| Property Address | 32 MUTINY PL, KEY LARGO, FL 33037-2326 |
| Document Number | 0030701075 |
| Book / Page | 3070 / 1075 |
| Map Reference | MB 7 PG 6 |
| Instrument Date | Jan 15, 2021 |
| Instrument | 2300363 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,425.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 371524, KEY LARGO, FL 33037-1524 |
| Name | Verified Name |
|---|---|
| Address | 8720 SW 109TH ST, MIAMI, FL 33176-3756 |
| Investor | Possibly a Property Investor |
| Document Number | 0030701079 |
|---|---|
| Date | Jan 21, 2021 |
| Instrument | 3070/1079 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,066,066 (+9.24%) Land $625,430 Building $440,636 | $1,066,066 (+9.24%) Land $625,430 Building $440,636 | |
| 2024 | $8,684.00 (+7.38%) | ||
| 2023 | $8,087.00 (+16.09%) | $975,885 (+20.32%) Land $549,895 Building $425,990 | $975,885 (+20.32%) Land $549,895 Building $425,990 |
| 2022 | $6,966.00 | $811,063 Land $412,421 Building $398,642 | $811,063 Land $412,421 Building $398,642 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 425 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 957 units insured incl. 532 condo units |
| Nearby Flood Claims | 227 (1982–2022) |
| Claims Outside the SFHA | 13 of 227 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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