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18 Harvard St, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 18 Harvard St, Lowell, MA 01851 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1 Baths
Architecture StyleCape Cod
Year BuiltBuilt 1950
Square Footage1,474 sqft Living Area
Lot Size5,663 sqft (0.13 acres)
OccupancyOwner Occupied
Tax Bill$4,983.00 (2025)

Property Details

APN / Parcel Number

Primary APNM17720
Alternative APNs
  • LOWE M:87 B:2895 L:18
  • M:000087 T:M17720

Interior

Bedrooms4 Beds
Full Baths1 Baths
Total Rooms6 Rooms
Building Area1,474 sqft Living Area
Gross Area3,040 sqft Gross Area
1st Floor936 sqft 1st Floor
Basement Area936 sqft Basement
Unfinished Basement936 sqft Unfinished
Stories1 Stories

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area5,663 sqft (0.13 acres)
Deck AreaDeck Area

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel

Location & Zoning

Account NumberM17720
Street Address18 HARVARD ST
CityLOWELL
StateMA
Zip01851-1703
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block2895
Legal Lot Number18
JurisdictionLOWELL MA
Minor Civil DivisionLOWELL
Census Blockgroup2
Census Block2004
Census Tract311300

Owner

Source: Middlesex County and Lowell City records · APN M17720

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address18 HARVARD ST, LOWELL, MA 01851-1703
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingOwner is a Trust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Aug 30, 2022Deed of Trust, Mortgage · Reverse Mortgage
REVERSE MORTGAGE FUNDING LLC
Dec 20, 2019Deed of Trust, Mortgage · Stand Alone Refinance
WASHINGTON SAVINGS BANK
May 31, 2022Quit Claim Deed, Transfer
Quitclaim Document
Jun 17, 2022Quit Claim Deed, Transfer
Quitclaim Document

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateJul 01, 2023
Transfer Doc038747-244
Record RefreshedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address18 HARVARD ST, LOWELL, MA 01851-1703
Transaction TypeMortgage
Record UpdatedApr 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number037339-268
DateAug 30, 2022
Book Page37339/268
Instrument36754
Lender
NameREVERSE MORTGAGE FUNDING LLC
TypeReverse Mortgage Lender
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate5.5%
IndexLIBOR

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address18 HARVARD ST, LOWELL, MA 01851-1703
Transaction TypeMortgage
Record UpdatedJul 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number033677-239
DateDec 20, 2019
Book Page33677/239
Instrument57424
Lender
NameWASHINGTON SAVINGS BANK
TypeBank
Agreement
TypeStand Alone Refinance
AmountAmount Recorded
Term373 Months
DueJan 01, 2051

May 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateMay 31, 2022
Property Address18 HARVARD ST, LOWELL, MA 01851-1703
Document Number037109-291
Book / Page37109 / 291
Instrument DateMay 31, 2022
Instrument23295
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address18 HARVARD ST, LOWELL, MA 01851-1703

June 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateJun 17, 2022
Property Address18 HARVARD ST, LOWELL, MA 01851-1703
Document Number0037161-16
Book / Page37161 / 16
Instrument DateMay 31, 2022
Instrument26246
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 HARVARD ST, LOWELL, MA 01851-1703

Tax Assessment & Valuation

Source: Middlesex County and Lowell City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,983.00 (+4.91%)$434,100 (+8.85%) Land $159,800 Building $274,300$390,450 (-5.78%)
2024$4,750.00 (+2.19%)$398,800 (+6.57%) Land $150,700 Building $248,100$414,390
2023$4,648.00$374,200 Land $131,100 Building $243,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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