Bergen County and Ramsey Borough property record for 34 E Cedar Pl, Ramsey, NJ 07446 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1931 |
| Square Footage | 1,604 sqft Living Area |
| Lot Size | 11,195 sqft (0.257 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $668,000 (2023) |
| Tax Bill | $15,397.00 (2025) |
| Primary APN | 48-03502-0000-00032 |
|---|---|
| Alternative APN |
|
| Building Area | 1,604 sqft Living Area |
|---|---|
| Stories | 2 Stories |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1931 |
| Construction Type | Frame Construction |
| Lot Area | 11,195 sqft (0.257 acres) |
| Depth X Width | 149 ft x 75 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 34 E CEDAR PL |
|---|---|
| City | RAMSEY |
| State | NJ |
| Zip | 07446-2705 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 0.257AC |
| Legal Subdivision | BOROUGH/RAMSEY |
| Legal Block | 3502 |
| Legal Lot Number | 32 |
| Jurisdiction | BERGEN NJ |
| Minor Civil Division | RAMSEY |
| Census Blockgroup | 4 |
| Census Block | 4028 |
| Census Tract | 44100 |
Source: Bergen County and Ramsey Borough records · APN 48-03502-0000-00032
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 34 E CEDAR PL, RAMSEY, NJ 07446-2705 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Mar 25, 2026 | Deed of Trust, Mortgage · Conventional Mortgage SAGE HOME LOANS CORP |
| Sep 18, 2023 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Oct 17, 2018 | Deed of Trust, Mortgage · Conventional Mortgage TIAA FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 18, 2023 · Amount on Record |
| Deed Sale | Sep 18, 2023 · Amount on Record |
| Deed Doc Number | 202361376 |
| Deed Book / Page | 5084 / 1860 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 34 E CEDAR PL, RAMSEY, NJ 07446-2705 |
| Transaction Type | Mortgage |
| Record Updated | May 06, 2026 |
| Name | Verified Name |
|---|---|
| Address | 34 E CEDAR PL, RAMSEY, NJ 07446-2705 |
| Investor | Possibly a Property Investor |
| Document Number | 0057541854 |
|---|---|
| Date | Mar 25, 2026 |
| Book Page | 5754/1854 |
| Instrument | 2026019500 |
| Name | SAGE HOME LOANS CORP |
|---|---|
| Type | Mortgage Company |
| Address | FORT MILL, SC 29707 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 01, 2046 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 18, 2023 |
| Property Address | 34 E CEDAR PL, RAMSEY, NJ 07446-2705 |
| Document Number | 0050841860 |
| Book / Page | 5084 / 1860 |
| Instrument Date | Sep 07, 2023 |
| Instrument | 2023061376 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2023 |
| Title Company | INTEGRA TITLE AND ABSTRACT LLC, INTEGRA TITLE & ABSTRACT LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,765.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 RICHARD PL, NORTH MIDDLETOWN, NJ 07748-5555 |
| Name | Verified Name |
|---|---|
| Address | 34 E CEDAR PL, RAMSEY, NJ 07446-2705 |
| Investor | Possibly a Property Investor |
| Document Number | 2023061377 |
|---|---|
| Date | Sep 18, 2023 |
| Instrument | 2023061377 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 34 E CEDAR PL, RAMSEY, NJ 07446-2705 |
| Document Number | 0030991670 |
| Instrument Date | Oct 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2018 |
| Title Company | ELITE LAND SERVICES LLC, ELITE LAND SVCS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 34 E CEDAR PL RAMSEY NJ 074462705, RAMSEY, NJ 07446-2705 |
| Document Number | 0030991670 |
|---|---|
| Date | Nov 02, 2018 |
| Book Page | 003099/001670 |
| Instrument | 78613 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 01, 2033 |
Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ramsey Borough |
| Unified School District | Ramsey Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $751,000 (+0.43%) Land $403,600 Building $347,400 | $751,000 (+0.43%) Land $403,600 Building $347,400 | |
| 2025 | $15,397.00 (+7.66%) | $747,800 (+56.71%) Land $403,600 Building $344,200 | $747,800 (+56.71%) Land $403,600 Building $344,200 |
| 2024 | $14,302.00 (+14.27%) | ||
| 2023 | $477,200 (-) Land $269,300 Building $207,900 | $477,200 (-) Land $269,300 Building $207,900 | |
| 2022 | $12,516.00 (+1.27%) | $477,200 Land $269,300 Building $207,900 | $477,200 Land $269,300 Building $207,900 |
| 2021 | $12,359.00 |
34 E Cedar Pl is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Bergen County (34003C), updated December 8, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 5th percentile of exposed land nationally · 12th in New Jersey |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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