43 E Cedar Pl, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 43 E Cedar Pl, Ramsey, NJ 07446 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1947
Square Footage	2,080 sqft Living Area
Lot Size	15,594 sqft (0.358 acres)
Occupancy	Owner Occupied
Last Sale	$550,000 (2021)
Tax Bill	$16,332.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`48-03502-0000-00044`
Alternative APN	`480350200044`

Interior

Building Area	2,080 sqft Living Area
Stories	2 Stories

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Construction Type	Frame Construction
Lot Area	15,594 sqft (0.358 acres)
Depth X Width	150 ft x 104 ft Depth x Width
Parking Spaces	1 Parking Spaces

Location & Zoning

Street Address	43 E CEDAR PL
City	RAMSEY
State	NJ
Zip	07446-2704
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	0.358AC
Legal Block	3502
Legal Lot Number	44
Jurisdiction	BERGEN NJ
Minor Civil Division	RAMSEY
Census Blockgroup	4
Census Block	4021
Census Tract	44100

Owner

Source: Bergen County and Ramsey Borough records · APN 48-03502-0000-00044

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	43 E CEDAR PL, RAMSEY, NJ 07446-2704
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 14, 2021 · Amount on Record
Deed Sale	Apr 14, 2021 · Amount on Record
Deed Doc Number	202156024
Deed Book / Page	4076 / 1256
Prior Transfer Date	Apr 21, 1999
Prior Transfer Doc	0000075727
Record Refreshed	Sep 20, 2026

April 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Apr 14, 2021
Property Address	43 E CEDAR PL, RAMSEY, NJ 07446-2704
Document Number	0040761256
Book / Page	4076 / 1256
Instrument Date	Dec 14, 2020
Instrument	2021056024
Transaction Type	Transfer
Record Updated	May 17, 2021
Title Company	SIMPLICITY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,140.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 LANSDALE DR, 15, MARLBORO, NJ 07746-1725

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants In Common
Address	43 E CEDAR PL, RAMSEY, NJ 07446-2704

Mortgage

Document Number	0040761262
Date	Apr 14, 2021
Book Page	4076/1262
Instrument	2021056025

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$796,700 (+0.44%) Land $415,900 Building $380,800	$796,700 (+0.44%) Land $415,900 Building $380,800
2025	$16,332.00 (+13.42%)	$793,200 (+55.44%) Land $415,900 Building $377,300	$793,200 (+55.44%) Land $415,900 Building $377,300
2024	$14,400.00 (+7.58%)
2023		$510,300 Land $275,900 Building $234,400	$510,300 Land $275,900 Building $234,400
2022	$13,385.00

Flood & Wildfire

43 E Cedar Pl is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Bergen County (34003C), updated December 8, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 5th percentile of exposed land nationally · 12th in New Jersey
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.