22 E Cedar Pl, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 22 E Cedar Pl, Ramsey, NJ 07446 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1930
Square Footage	1,839 sqft Living Area
Lot Size	11,413 sqft (0.262 acres)
Occupancy	Owner Occupied
Last Sale	$549,000 (2014)
Tax Bill	$15,869.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`48-03502-0000-00030`
Alternative APN	`480350200030`

Interior

Building Area	1,839 sqft Living Area
Stories	2 Stories

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Construction Type	Frame Construction
Lot Area	11,413 sqft (0.262 acres)
Depth X Width	152 ft x 75 ft Depth x Width
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	22 E CEDAR PL
City	RAMSEY
State	NJ
Zip	07446-2705
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	0.262AC
Legal Block	3502
Legal Lot Number	30
Jurisdiction	BERGEN NJ
Minor Civil Division	RAMSEY
Census Blockgroup	4
Census Block	4028
Census Tract	44100

Owner

Source: Bergen County and Ramsey Borough records · APN 48-03502-0000-00030

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	22 E CEDAR PL, RAMSEY, NJ 07446-2705
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 01, 2014 · Amount on Record
Deed Sale	Aug 01, 2014 · Amount on Record
Prior Sale	Aug 06, 2009 · Amount on Record
Deed Doc Number	201450435
Deed Book / Page	1720 / 209
Record Refreshed	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	22 E CEDAR PL, RAMSEY, NJ 07446-2705
Transaction Type	Mortgage
Record Updated	Nov 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0056401547
Date	Nov 10, 2025
Book Page	5640/1547
Instrument	2025075862

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	335 Months
Due	Oct 18, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$881,700 (+14.4%) Land $404,300 Building $477,400	$881,700 (+14.4%) Land $404,300 Building $477,400
2025	$15,869.00 (-10.85%)	$770,700 (+0.38%) Land $404,300 Building $366,400	$770,700 (+0.38%) Land $404,300 Building $366,400
2024	$17,801.00 (-11.61%)
2023		$767,800 Land $269,700 Building $498,100	$767,800 Land $269,700 Building $498,100
2022	$20,139.00

Flood & Wildfire

22 E Cedar Pl is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Bergen County (34003C), updated December 8, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 5th percentile of exposed land nationally · 12th in New Jersey
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.