44 E Cedar Pl, Ramsey, NJ 07446 Property Records

Bergen County and Ramsey Borough property record for 44 E Cedar Pl, Ramsey, NJ 07446 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1946
Square Footage	2,362 sqft Living Area
Lot Size	11,413 sqft (0.262 acres)
Occupancy	Owner Occupied
Tax Bill	$16,944.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`48-03502-0000-00034`
Alternative APN	`480350200034`

Interior

Building Area	2,362 sqft Living Area
Stories	2 Stories

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Construction Type	Frame Construction
Lot Area	11,413 sqft (0.262 acres)
Depth X Width	150 ft x 76 ft Depth x Width
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	44 E CEDAR PL
City	RAMSEY
State	NJ
Zip	07446-2705
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	0.262AC
Legal Block	3502
Legal Lot Number	34
Jurisdiction	BERGEN NJ
Minor Civil Division	RAMSEY
Census Blockgroup	4
Census Block	4028
Census Tract	44100

Owner

Source: Bergen County and Ramsey Borough records · APN 48-03502-0000-00034

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	44 E CEDAR PL, RAMSEY, NJ 07446-2705
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	44 E CEDAR PL, RAMSEY, NJ 07446-2705
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0036921242
Date	Sep 03, 2020
Book Page	3692/1242
Instrument	20-081226

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 01, 2050

Tax Assessment & Valuation

Source: Bergen County and Ramsey Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ramsey Borough
Unified School District	Ramsey Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$826,800 (+0.47%) Land $404,300 Building $422,500	$826,800 (+0.47%) Land $404,300 Building $422,500
2025	$16,944.00 (-4.75%)	$822,900 (+30.54%) Land $404,300 Building $418,600	$822,900 (+30.54%) Land $404,300 Building $418,600
2024	$17,789.00 (+7.58%)
2023		$630,400 Land $269,700 Building $360,700	$630,400 Land $269,700 Building $360,700
2022	$16,535.00

Flood & Wildfire

44 E Cedar Pl is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Bergen County (34003C), updated December 8, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 5th percentile of exposed land nationally · 12th in New Jersey
Wildfire Likelihood	Low — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.