34 Downing Ln, Warwick, RI 02886 Property Records

Warwick City property record for 34 Downing Ln, Warwick, RI 02886

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,652 sqft · built 1981
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Individual Names on Record
Last Sale	$617,500 (Apr 2024)
Tax Bill	$9,911 (2025)
Deeds & Mortgages	Sep 2021 Refinance Apr 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25000560000`

Property Details

APN / Parcel Number

Primary APN	`25000560000`
Alternative APNs	`WARW M:250 B:0056 L:0000` `6295`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,652 sqft Living Area
Gross Area	7,168 sqft
1st Floor Area	2,183 sqft
Basement Area	2,183 sqft
Unfinished Basement	2,183 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Contemporary
Exterior Material	Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	45,738 sqft (1.05 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	6295
Street Address	34 DOWNING LN
City	WARWICK
State	RI
Zip	02886-4229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A15
Legal Block	56
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	1
Census Block	1003
Census Tract	22300

Owner

Source: Warwick City records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	34 DOWNING LN, WARWICK, RI 02886-4229
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Apr 19, 2024	Warranty Deed, Transfer
Sep 17, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2024 · Amount on Record
Deed Sale	Apr 19, 2024 · Amount on Record
Deed Document Number	20243663
Deed Book / Page	10479 / 290
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	34 DOWNING LN, WARWICK, RI 02886-4229
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009954-51
Date	Sep 17, 2021
Book Page	9954/51
Instrument	18794

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2046

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Apr 19, 2024
Property Address	34 DOWNING LN, WARWICK, RI 02886-4229
Document Number	010479-290
Book / Page	10479 / 290
Instrument Date	Apr 19, 2024
Instrument	3663
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	34 DOWNING LN, WARWICK, RI 02886-4229
Transaction Type	Mortgage
Record Updated	Sep 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9954-51
Date	Sep 17, 2021
Book Page	9954/51
Instrument	18794

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2046

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,911.00 (+0.35%)	$780,400 (+12.13%) Land $88,200 Building $692,200
2024			$640,300
2023	$9,876.00 (-6.94%)	$696,000 (+22.84%) Land $92,000 Building $604,000
2022	$10,612.00	$566,600 Land $83,000 Building $483,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1979–2024)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Jan 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 85% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENT COUNTY WATER AUTHORITY serves 94,107 people · EPA ID RI1559511
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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