2 Downing Ln, Warwick, RI 02886 Property Records

Warwick City property record for 2 Downing Ln, Warwick, RI 02886

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,738 sqft · built 1976
Lot Size	2.66 acres (115,870 sqft)
Owner	2 Individual Names on Record
Last Sale	$715,000 (Feb 2022)
Tax Bill	$7,991 (2025)
Deeds & Mortgages	Apr 2021 Refinance Feb 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25000590000`

Property Details

APN / Parcel Number

Primary APN	`25000590000`
Alternative APNs	`WARW M:250 B:0059 L:0000` `136589`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,738 sqft Living Area
Gross Area	7,611 sqft
1st Floor Area	2,183 sqft
Basement Area	1,623 sqft
Unfinished Basement	1,623 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Contemporary
Exterior Material	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	115,870 sqft (2.66 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	136589
Street Address	2 DOWNING LN
City	WARWICK
State	RI
Zip	02886-4229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A15
Legal Block	59
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	1
Census Block	1003
Census Tract	22300

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 DOWNING LN, WARWICK, RI 02886-4229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PAWTUCKET CU
Feb 23, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 8, 2019	Warranty Deed, Transfer · Conventional with PMI PAWTUCKET CU
Jul 2, 2019	Trustee's Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2022 · Amount on Record
Deed Sale	Feb 23, 2022 · Amount on Record
Prior Sale	Jul 8, 2019 · Amount on Record
Deed Document Number	20222882
Deed Book / Page	10084 / 254
Prior Transfer Date	Jul 1, 2019
Prior Transfer Doc	9300-143
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	2 DOWNING LN, WARWICK, RI 02886-4229
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009799-317
Date	Apr 2, 2021
Book Page	9799/317
Instrument	6901

Lender

Name	PAWTUCKET CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Feb 23, 2022
Property Address	2 DOWNING LN, WARWICK, RI 02886-4229
Document Number	010084-254
Book / Page	10084 / 254
Instrument Date	Feb 22, 2022
Instrument	2882
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 DOWNING LN, WARWICK, RI 02886-4229

Mortgage

Document Number	0000002883
Date	Feb 23, 2022
Instrument	2883

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Jul 8, 2019
Property Address	2 DOWNING LN, WARWICK, RI 02886-4229
Document Number	9302-213
Book / Page	009302 / 000213
Instrument Date	Jul 8, 2019
Instrument	9030
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$435.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 DOWNING LN WARWICK RI 028864229, WARWICK, RI 02886-4229

Mortgage

Document Number	9302-215
Date	Jul 8, 2019
Book Page	009302/000215
Instrument	9031

Lender

Name	PAWTUCKET CU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 7, 2049

July 2019: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	WARWICK RI
Recording Date	Jul 2, 2019
Property Address	2 DOWNING LN, WARWICK, RI 02886-4229
Document Number	9300-143
Book / Page	009300 / 000143
Instrument Date	Jul 1, 2019
Instrument	8836
Transaction Type	Transfer
Record Updated	Jul 30, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 DOWNING LN WARWICK RI 028864229, WARWICK, RI 02886-4229

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,991.00 (-12.6%)	$629,200 (-2.34%) Land $106,300 Building $522,900
2024			$697,110
2023	$9,143.00 (-9.9%)	$644,300 (+18.92%) Land $113,700 Building $530,600
2022	$10,148.00	$541,800 Land $104,700 Building $437,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1979–2024)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Jan 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 85% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENT COUNTY WATER AUTHORITY serves 94,107 people · EPA ID RI1559511
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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