24 Downing Ln, Warwick, RI 02886 Property Records

Warwick City property record for 24 Downing Ln, Warwick, RI 02886

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,701 sqft · built 1979
Lot Size	1.32 acres (57,499 sqft)
Owner	Individual Name on Record
Tax Bill	$7,598 (2025)
Deeds & Mortgages	Apr 2024 Refinance Sep 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`25000570000`

Property Details

APN / Parcel Number

Primary APN	`25000570000`
Alternative APNs	`WARW M:250 B:0057 L:0000` `108840` `146212`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,701 sqft Living Area
Gross Area	6,829 sqft
1st Floor Area	2,701 sqft
Basement Area	2,424 sqft
Unfinished Basement	2,424 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	57,499 sqft (1.32 acres)
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	146212
Street Address	24 DOWNING LN
City	WARWICK
State	RI
Zip	02886-4229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A15
Legal Block	57
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	1
Census Block	1003
Census Tract	22300

Owner

Source: Warwick City records, as of June 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	24 DOWNING LN, WARWICK, RI 02886-4229
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance NEW AMERICAN FUNDING
Sep 15, 2025	Quit Claim Deed, Transfer Quitclaim
Dec 26, 2023	Deed, Transfer
Jul 10, 2019	Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK
Jan 6, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 9, 2025
Transfer Doc	010754-187
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	24 DOWNING LN, WARWICK, RI 02886-4229
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010479-292
Date	Apr 19, 2024
Book Page	10479/292
Instrument	3664

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARWICK RI
Recording Date	Sep 15, 2025
Property Address	24 DOWNING LN, WARWICK, RI 02886-4229
Document Number	010754-187
Book / Page	10754 / 187
Instrument Date	Sep 9, 2025
Instrument	10606
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 DOWNING LN, WARWICK, RI 02886-4229

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WARWICK RI
Recording Date	Dec 26, 2023
Property Address	24 DOWNING LN, WARWICK, RI 02886-4229
Document Number	010430-126
Book / Page	10430 / 126
Instrument Date	Dec 21, 2023
Instrument	13625
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 DOWNING LN, WARWICK, RI 02886-4229

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	24 DOWNING LN, WARWICK, RI 02886-4229
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9303-148
Date	Jul 10, 2019
Book Page	9303/148
Instrument	9092

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARWICK RI
Recording Date	Jan 6, 2020
Property Address	24 DOWNING LN, WARWICK, RI 02886-4229
Document Number	9431-130
Book / Page	009431 / 000130
Instrument Date	Dec 23, 2019
Instrument	79
Transaction Type	Transfer
Record Updated	Jan 28, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	24 DOWNING LN WARWICK RI 028864229, WARWICK, RI 02886-4229

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,598.00 (-14.95%)	$598,300 (-3.09%) Land $91,200 Building $507,100
2024	$8,934.00 (+2.73%)	$617,400 (+0.73%) Land $95,600 Building $521,800	$565,155
2023	$8,697.00 (-1.46%)	$612,900 (+30.07%) Land $95,600 Building $517,300
2022	$8,826.00	$471,200 Land $86,600 Building $384,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1979–2024)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Jan 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 85% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENT COUNTY WATER AUTHORITY serves 94,107 people · EPA ID RI1559511
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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