10 Downing Ln, Warwick, RI 02886 Property Records

Warwick City property record for 10 Downing Ln, Warwick, RI 02886

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,654 sqft · built 1976
Lot Size	1.73 acres (75,359 sqft)
Owner	2 Individual Names on Record
Last Sale	$463,000 (Apr 2021)
Tax Bill	$7,300 (2025)
Deeds & Mortgages	Feb 2022 Refinance Feb 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25000580000`

Property Details

APN / Parcel Number

Primary APN	`25000580000`
Alternative APNs	`WARW M:250 B:0058 L:0000` `128074`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,654 sqft Living Area
Gross Area	5,905 sqft
1st Floor Area	2,654 sqft
Basement Area	1,752 sqft
Unfinished Basement	1,752 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	75,359 sqft (1.73 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	128074
Street Address	10 DOWNING LN
City	WARWICK
State	RI
Zip	02886-4229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A15
Legal Block	58
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	1
Census Block	1003
Census Tract	22300

Owner

Source: Warwick City records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 DOWNING LN, WARWICK, RI 02886-4229
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES CU
Feb 15, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance PEOPLES CU
Apr 1, 2021	Deed, Transfer · Stand-Alone First Mortgage PEOPLES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2021 · Amount on Record
Deed Sale	Apr 1, 2021 · Amount on Record
Prior Sale	May 16, 2006 · Amount on Record
Deed Document Number	20216897
Deed Book / Page	9799 / 302
Transfer Doc	6177-85
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	10 DOWNING LN, WARWICK, RI 02886-4229
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010078-38
Date	Feb 15, 2022
Book Page	10078/38
Instrument	2386

Lender

Name	PEOPLES CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	313 Months
Due	Mar 1, 2048

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARWICK RI
Property Address	10 DOWNING LN, WARWICK, RI 02886-4229
Transaction Type	Mortgage
Record Updated	Jun 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010078-29
Date	Feb 15, 2022
Book Page	10078/29
Instrument	2385

Lender

Name	PEOPLES CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	109 Months
Due	Mar 1, 2031

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WARWICK RI
Recording Date	Apr 1, 2021
Property Address	10 DOWNING LN, WARWICK, RI 02886-4229
Document Number	009799-302
Book / Page	9799 / 302
Instrument Date	Mar 31, 2021
Instrument	6897
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 SAKONNET TRL, LITTLE COMPTON, RI 02837-1629

Mortgage

Document Number	0000006898
Date	Apr 1, 2021
Instrument	6898

Lender

Name	PEOPLES CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,300.00 (-3.5%)	$574,800 (+7.82%) Land $95,800 Building $479,000
2024			$547,675
2023	$7,565.00 (-8.35%)	$533,100 (+20.97%) Land $101,200 Building $431,900
2022	$8,254.00	$440,700 Land $92,200 Building $348,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1979–2024)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Jan 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 85% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENT COUNTY WATER AUTHORITY serves 94,107 people · EPA ID RI1559511
Water Source	Purchased surface water from several systems
Last State Inspection	May 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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