34 Concord Ln, Berlin, MD 21811 Property Records

Worcester County property record for 34 Concord Ln, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 946 sqft · built 1989
Lot Size	0.208 acres (9,055 sqft)
Owner	2 Individual Names on Record
Last Sale	$238,000 (Dec 2020)
Tax Bill	$2,473 (2026)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-041999`

Property Details

APN / Parcel Number

Primary APN	`03-041999`
Alternative APN	`041999`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	946 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,055 sqft (0.208 acres)
Porch	Slab
Porch Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	041999
Street Address	34 CONCORD LN
City	BERLIN
State	MD
Zip	21811-1590
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT B-11-238 9055 SQ FT CONCORD LANE PL OCEAN PINES SEC 11
Legal Subdivision	OCEAN PINES SEC 07
Legal Lot Number	238
Jurisdiction	WORCESTER MD
Township / Civil Division	5, OCEAN PINES
Census Block Group	1
Census Block	1015
Census Tract	951102

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	929 HILLVIEW RD, HELLAM, PA 17406-9328
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2020	Special Warranty Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC
Nov 20, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Aug 1, 2017	Grant Deed, Transfer · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2020 · Amount on Record
Deed Sale	Dec 4, 2020 · Amount on Record
Prior Sale	Aug 1, 2017 · Amount on Record
Deed Book / Page	7856 / 378
Prior Transfer Date	Dec 30, 2011
Prior Transfer Doc	0058110443
Record Updated	Oct 29, 2026

December 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	WORCESTER MD
Recording Date	Dec 4, 2020
Property Address	34 CONCORD LN, OCEAN PINES, MD 21811-1590
Document Number	0078560378
Book / Page	7856 / 378
Map Reference	MB FWH 19 FO 7
Instrument Date	Nov 13, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CAPITOL TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	929 HILLVIEW RD, HELLAM, PA 17406-9328

Mortgage

Document Number	0007856386
Date	Dec 4, 2020
Instrument	7856/386

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	34 CONCORD LN, OCEAN PINES, MD 21811-1590
Document Number	0075500166
Instrument Date	Nov 20, 2019
Transaction Type	Mortgage
Record Updated	Dec 23, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	34 CONCORD LN BERLIN MD 218111590, BERLIN, MD 21811-1590

Mortgage

Document Number	0075500166
Date	Dec 6, 2019
Book Page	007550/000166

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	300 Months
Due	Dec 5, 2044

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	Aug 1, 2017
Property Address	34 CONCORD LN, OCEAN PINES, MD 21811-1590
Document Number	0070490240
Book / Page	007049 / 000240
Instrument Date	Jul 31, 2017
Transaction Type	Transfer
Record Updated	Jan 13, 2020
Title Company	BRENNAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	34 CONCORD LN BERLIN MD 218111590, BERLIN, MD 21811-1590

Mortgage

Document Number	70490246
Date	Aug 1, 2017
Book Page	007049/000246

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2047

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,473.00 (+5.96%)	$267,967 (+5.94%)	$283,000 (-) Land $81,700 Building $201,300
2025	$2,334.00 (+8.66%)	$252,933 (+12.68%)	$283,000 (+18.96%) Land $81,700 Building $201,300
2023	$2,148.00	$224,467	$237,900 Land $81,700 Building $156,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 301 policies
Nearby Flood Policies	301 in force
Nearby Flood Claims	6 (2011–2026)
Most Recent Claim	Jul 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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