15 Concord Ln, Berlin, MD 21811 Property Records

Worcester County property record for 15 Concord Ln, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,512 sqft · built 2017
Lot Size	0.298 acres (12,976 sqft)
Owner	2 Individual Names on File
Last Sale	$257,000 (Jul 2017)
Tax Bill	$2,402 (2026)
Deeds & Mortgages	Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-080285`

Property Details

APN / Parcel Number

Primary APN	`03-080285`
Alternative APN	`080285`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,512 sqft Total Area
Utility Area	48 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,976 sqft (0.298 acres)
Porch	Slab
Porch Area	238 sqft
Deck Area	84 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	080285
Street Address	15 CONCORD LN
City	BERLIN
State	MD
Zip	21811-1590
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT B-11-220 12976 SQ FT CONCORD LANE PL OCEAN PINES SEC 11
Legal Subdivision	OCEAN PINES
Legal Lot Number	220
Jurisdiction	WORCESTER MD
Township / Civil Division	5, OCEAN PINES
Census Block Group	1
Census Block	1016
Census Tract	951102

Owner

15 Concord Ln is owned and occupied by two individuals who bought it in July 2017.

Source: Worcester County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	15 CONCORD LN, BERLIN, MD 21811-1590
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2017 · Amount on File
Deed Sale	Jul 18, 2017 · Amount on File
Prior Sale	Jul 29, 2016 · Amount on File
Deed Document Number	20177041-162
Deed Book / Page	7041 / 162
Transfer Doc	0039410281
Record Updated	Oct 29, 2026

July 2017: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Jul 18, 2017
Property Address	15 CONCORD LN, BERLIN, MD 21811-1590
Document Number	0070410162
Book / Page	7041 / 162
Map Reference	MB FWH19 FO7
Instrument Date	Jul 14, 2017
Instrument	7041-162
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 16, 2021
Title Company	RESORT LAND TITLE & ESCROW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 CONCORD LN, BERLIN, MD 21811-1590

Mortgage

Document Number	7041166
Date	Jul 18, 2017
Instrument	7041-166

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 15 Concord Ln was $2,402 with a homeowner's exemption, up 1.5% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,402.00 (+1.48%) Homeowner's exemption	$353,800 (+9.37%)	$384,100 (-) Land $83,100 Building $301,000
2025	$2,367.00 Homeowner's exemption	$323,500	$384,100 Land $83,100 Building $301,000
2023	$2,275.00 Homeowner's exemption	$272,467	$293,200 Land $83,100 Building $210,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Concord Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 301 policies
Nearby Flood Policies	301 in force
Nearby Flood Claims	6 (2011–2026)
Most Recent Claim	Jul 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Concord Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Concord Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures