23 Concord Ln, Berlin, MD 21811 Property Records

Worcester County property record for 23 Concord Ln, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,895 sqft · built 2017
Lot Size	0.176 acres (7,650 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,000 (Aug 2026)
Tax Bill	$3,082 (2026)
Deeds & Mortgages	Aug 2026 Sale May 2026 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-086933`

Property Details

APN / Parcel Number

Primary APN	`03-086933`
Alternative APN	`086933`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,895 sqft Total Area
Utility Area	336 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,650 sqft (0.176 acres)
Garage Type	Attached
Garage Area	607 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	348 sqft
Deck Area	154 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	086933
Street Address	23 CONCORD LN
City	BERLIN
State	MD
Zip	21811-1590
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT B-11-216 7650 SQ FT CONCORD LANE PL OCEAN PINES SEC 11
Legal Subdivision	OCEAN PINES
Legal Lot Number	216
Jurisdiction	WORCESTER MD
Township / Civil Division	5, OCEAN PINES
Census Block Group	1
Census Block	1016
Census Tract	951102

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 CONCORD LN, BERLIN, MD 21811-1590
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2026	Deed, Transfer FIRST AMERICAN TITLE
May 7, 2026	Deed of Trust, Mortgage · Construction Mortgage NONE LISTED ON DOCUMENT
Jan 31, 2023	Deed of Trust, Mortgage · Unknown STATE EMPLOYEES CU OF MARYLAND INC
Mar 22, 2017	Grant Deed, Subdivision Related Transfer OCEAN INVS TITLE CORPORATION, OCEAN INVS TITLE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2026 · Amount on Record
Deed Sale	Aug 10, 2026 · Amount on Record
Prior Sale	Mar 22, 2017 · Amount on Record
Deed Book / Page	9198 / 306
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Aug 10, 2026
Property Address	23 CONCORD LN, BERLIN, MD 21811-1590
Document Number	9198000306
Book / Page	9198 / 306
Instrument Date	Jul 20, 2026
Transaction Type	Transfer
Record Updated	Aug 20, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$53,530.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	23 CONCORD LN, BERLIN, MD 21811-1590

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Recording Date	May 7, 2026
Property Address	23 CONCORD LN, BERLIN, MD 21811-1590
Document Number	9143000010
Book / Page	9143 / 10
Instrument Date	Apr 10, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	23 CONCORD LN, BERLIN, MD 21811-1590

Mortgage

Document Number	9143000010,
Date	May 7, 2026
Book Page	9143/10

Lender

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	5 Months
Due	Oct 15, 2026

Interest

Rate	6.11%
Max Rate	-1%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	23 CONCORD LN, BERLIN, MD 21811-1590
Transaction Type	Mortgage
Record Updated	Feb 14, 2023
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0085240294
Date	Jan 31, 2023
Book Page	8524/294

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Unknown
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

March 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	Mar 22, 2017
Property Address	23 CONCORD LN, BERLIN, MD 21811-1590
Document Number	0069610212
Book / Page	006961 / 000212
Instrument Date	Mar 17, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 18, 2017
Title Company	OCEAN INVS TITLE CORPORATION, OCEAN INVS TITLE CORP

Transaction

Amount	Amount Recorded
Tax	$289.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	23 CONCORD LN BERLIN MD 218111590, BERLIN, MD 21811-1590

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,082.00 (+1.38%) Homeowner's exemption	$414,933 (+9.93%)	$452,400 (-) Land $80,600 Building $371,800
2025	$3,040.00 (+3.58%) Homeowner's exemption	$377,467 (+17.08%)	$452,400 (+33.06%) Land $80,600 Building $371,800
2023	$2,935.00 Homeowner's exemption	$322,400	$340,000 Land $80,600 Building $259,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 301 policies
Nearby Flood Policies	301 in force
Nearby Flood Claims	6 (2011–2026)
Most Recent Claim	Jul 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Concord Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures