19 Concord Ln, Berlin, MD 21811 Property Records

Worcester County property record for 19 Concord Ln, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,014 sqft · built 2020
Lot Size	0.176 acres (7,650 sqft)
Owner	2 Individual Names on File
Last Sale	$510,000 (Jan 2023)
Tax Bill	$3,987 (2026)
Deeds & Mortgages	Jan 2023 Sale Jan 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-062589`

Property Details

APN / Parcel Number

Primary APN	`03-062589`
Alternative APN	`062589`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,014 sqft Total Area
Utility Area	336 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,650 sqft (0.176 acres)
Garage Type	Attached
Garage Area	675 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	294 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	062589
Street Address	19 CONCORD LN
City	BERLIN
State	MD
Zip	21811-1590
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT B-11-218 7650 SQ FT CONCORD LANE PL OCEAN PINES SEC 11
Legal Subdivision	OCEAN PINEES SECTION ELEVEN
Legal Lot Number	218
Jurisdiction	WORCESTER MD
Township / Civil Division	5, OCEAN PINES
Census Block Group	1
Census Block	1016
Census Tract	951102

Owner

19 Concord Ln is owned and occupied by two individuals who bought it in January 2023.

Source: Worcester County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	19 CONCORD LN, BERLIN, MD 21811-1590
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2023	Deed, Transfer OCEAN INVS TITLE CORPOR, OCEAN INVESTMENTS TITLE CORP
Jan 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Sep 24, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 18, 2020	Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS INC
Nov 19, 2019	Grant Deed, Transfer WT ACQUISITIONS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2023 · Amount on File
Deed Sale	Jan 10, 2023 · Amount on File
Prior Sale	Sep 18, 2020 · Amount on File
Deed Book / Page	8515 / 318
Prior Transfer Date	Sep 11, 2020
Prior Transfer Doc	0077800164
Record Updated	Oct 29, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Jan 10, 2023
Property Address	19 CONCORD LN, OCEAN PINES, MD 21811-1590
Document Number	0085150318
Book / Page	8515 / 318
Map Reference	MB FWH 19 FO 7
Instrument Date	Jan 6, 2023
Transaction Type	Transfer
Record Updated	Jan 19, 2023
Title Company	OCEAN INVS TITLE CORPOR, OCEAN INVESTMENTS TITLE CORP

Transaction

Amount	Amount on Record
Tax	$2,550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19 CONCORD LN, BERLIN, MD 21811-1590

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	19 CONCORD LN, OCEAN PINES, MD 21811-1590
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	LAND ABSRACT & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4220 ARTHUR SHIPLEY RD, WESTMINSTER, MD 21157-8202

Mortgage

Document Number	0082880462
Date	Jan 18, 2022
Book Page	8288/462

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MD
Recording Date	Sep 24, 2020
Property Address	19 CONCORD LN, OCEAN PINES, MD 21811-1590
Document Number	0077800166
Book / Page	007780 / 000166
Instrument Date	Sep 11, 2020
Transaction Type	Transfer
Record Updated	Oct 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 AMHERST CT WESTMINSTER MD 211584352, WESTMINSTER, MD 21158-4352

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Sep 18, 2020
Property Address	19 CONCORD LN, OCEAN PINES, MD 21811-1590
Document Number	0077740030
Book / Page	7774 / 30
Map Reference	MB FWH 19 FO 7
Instrument Date	Sep 10, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	402 AMHERST CT, WESTMINSTER, MD 21158-4352

Mortgage

Document Number	0000777435
Date	Sep 18, 2020
Instrument	7774/35

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	Nov 19, 2019
Property Address	19 CONCORD LN, OCEAN PINES, MD 21811-1590
Document Number	0075370498
Book / Page	007537 / 000498
Instrument Date	Nov 15, 2019
Transaction Type	Transfer
Record Updated	Dec 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10440 GOLF COURSE RD OCEAN CITY MD 218429102, OCEAN CITY, MD 21842-9102

Mortgage

Document Number	75370503
Date	Nov 19, 2019
Book Page	007537/000503

Lender

Name	WT ACQUISITIONS LLC
Address	PO BOX 705, OCEAN CITY, MD 21843-0705

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 19 Concord Ln was $3,987, up 11.3% from the year before.

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,987.00 (+11.34%)	$432,000 (+11.34%)	$476,000 (-) Land $80,600 Building $395,400
2025	$3,581.00	$388,000	$476,000 Land $80,600 Building $395,400
2023	$3,113.00	$325,367	$344,000 Land $80,600 Building $263,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19 Concord Ln in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 301 policies
Nearby Flood Policies	301 in force
Nearby Flood Claims	6 (2011–2026)
Most Recent Claim	Jul 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19 Concord Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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