34 Cindy Ln, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 34 Cindy Ln, Rowley, MA 01969 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,916 sqft · built 2012
Lot Size	0.919 acres (40,023 sqft)
Owner	Individual Name on File
Last Sale	$899,000 (Sep 2019)
Tax Bill	$14,543 (2025)
Deeds & Mortgages	Apr 2018 Mortgage May 2019 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`ROWL M:0006 B:0010 L:0008`

Property Details

APN / Parcel Number

Primary APN	`ROWL M:0006 B:0010 L:0008`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,916 sqft Living Area
Gross Area	8,526 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,023 sqft (0.919 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	34 CINDY LN
City	ROWLEY
State	MA
Zip	01969-2346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	10
Legal Lot Number	8
Jurisdiction	ROWLEY MA
Township / Civil Division	ROWLEY
Census Block Group	2
Census Block	2012
Census Tract	270100

Owner

Source: Essex County and Rowley Town records · APN ROWL M:0006 B:0010 L:0008

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	34 CINDY LN, ROWLEY, MA 01969-2346
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2018	Deed of Trust, Mortgage INST SVGS NEWBURYPORT
May 28, 2019	Deed of Trust, Mortgage · Balloon Mortgage INSTITUTION FOR SAVINGS NEWBURYPORT
Jan 26, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EASTERN BANK
Nov 19, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 03, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage INSTITUTION FOR SAVINGS NEWBURYPORT
Apr 12, 2018	Quit Claim Deed, Transfer Quitclaim
Apr 02, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 03, 2019 · Amount on Record
Deed Sale	Sep 03, 2019 · Amount on Record
Prior Sale	Jan 03, 2012
Deed Document Number	20192520
Deed Book / Page	37808 / 495
Transfer Doc	36643-152
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Property Address	34 CINDY LN, ROWLEY, MA 01969-2346
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36651-197
Date	Apr 17, 2018
Book Page	36651/197
Instrument	180417002240

Lender

Name	INST SVGS NEWBURYPORT
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2048

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Property Address	34 CINDY LN, ROWLEY, MA 01969-2346
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37537-507
Date	May 28, 2019
Book Page	37537/507
Instrument	20190528001130

Lender

Name	INSTITUTION FOR SAVINGS NEWBURYPORT
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Property Address	34 CINDY LN, ROWLEY, MA 01969-2346
Transaction Type	Mortgage
Record Updated	Mar 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39454-217
Date	Jan 26, 2021
Book Page	39454/217
Instrument	20210126002880

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2051

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWLEY MA
Recording Date	Nov 19, 2020
Property Address	34 CINDY LN, ROWLEY, MA 01969-2346
Document Number	39201-149
Book / Page	039201 / 000149
Instrument Date	Nov 19, 2020
Instrument	19004260
Transaction Type	Transfer
Record Updated	Dec 09, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 CINDY LN ROWLEY MA 019692346, ROWLEY, MA 01969-2346

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWLEY MA
Recording Date	Sep 03, 2019
Property Address	34 CINDY LN, ROWLEY, MA 01969-2346
Document Number	37808-495
Book / Page	37808 / 495
Instrument Date	Aug 29, 2019
Instrument	20190903002520
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 CINDY LN, ROWLEY, MA 01969-2346

Mortgage

Document Number	190903002530
Date	Sep 03, 2019
Instrument	190903002530

Lender

Name	INSTITUTION FOR SAVINGS NEWBURYPORT
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWLEY MA
Recording Date	Apr 12, 2018
Property Address	34 CINDY LN, ROWLEY, MA 01969-2346
Document Number	36643-152
Book / Page	036643 / 000152
Instrument Date	Apr 11, 2018
Instrument	1804120060
Transaction Type	Transfer
Record Updated	May 01, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 CINDY LN ROWLEY MA 019692346, ROWLEY, MA 01969-2346

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWLEY MA
Recording Date	Apr 02, 2018
Property Address	34 CINDY LN, ROWLEY, MA 01969-2346
Document Number	36620-58
Book / Page	036620 / 000058
Instrument Date	Mar 27, 2018
Instrument	1804020260
Transaction Type	Transfer
Record Updated	Apr 24, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 CINDY LN ROWLEY MA 019692346, ROWLEY, MA 01969-2346

Tax Assessment & Valuation

Source: Essex County and Rowley Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Rowley Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,543.00 (+1.82%)	$1,235,600 (+4.68%) Land $336,000 Building $899,600	$1,134,585
2024	$14,283.00 (+1.15%)	$1,180,400 (+8.84%) Land $320,200 Building $860,200
2023	$14,120.00	$1,084,500 Land $278,400 Building $806,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092701002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 59 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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