14 Cindy Ln, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 14 Cindy Ln, Rowley, MA 01969

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,290 sqft · built 2009
Lot Size	1.37 acres (60,063 sqft)
Owner	2 Individual Names on Record
Last Sale	$627,952 (Feb 2010)
Tax Bill	$13,948 (2026)
Deeds & Mortgages	Apr 2022 Refinance
Flood Zone	Zone A (high risk)
APN	`ROWL M:0006 B:0010 L:0010`

Property Details

APN / Parcel Number

Primary APN	`ROWL M:0006 B:0010 L:0010`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	3,290 sqft Living Area
Gross Area	6,842 sqft
Basement Area	1,472 sqft
Unfinished Basement	1,472 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	60,063 sqft (1.37 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	14 CINDY LN
City	ROWLEY
State	MA
Zip	01969-2346
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OUT
Legal Block	10
Legal Lot Number	10
Jurisdiction	ROWLEY MA
Township / Civil Division	ROWLEY
Census Block Group	2
Census Block	2012
Census Tract	270100

Owner

Source: Essex County and Rowley Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 CINDY LN, ROWLEY, MA 01969-2346
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2010 · Amount on Record
Deed Sale	Feb 5, 2010 · Amount on Record
Prior Sale	Dec 16, 2009 · Amount on Record
Deed Book / Page	29264 / 446
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Property Address	14 CINDY LN, ROWLEY, MA 01969-2346
Transaction Type	Mortgage
Record Updated	Apr 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	040848-457
Date	Apr 7, 2022
Book Page	40848/457
Instrument	20220407003160

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Essex County and Rowley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Rowley Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,948.00 (+12.21%)	$1,153,700 (+9.24%) Land $461,600 Building $692,100	$1,221,929 (+13.38%)
2025	$12,430.00 (+1.82%)	$1,056,100 (+4.68%) Land $364,000 Building $692,100	$1,077,775
2024	$12,208.00 (-0.55%)	$1,008,900 (+7.01%) Land $346,700 Building $662,200
2023	$12,275.00	$942,800 Land $301,300 Building $641,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWLEY WATER DEPARTMENT serves 6,161 people · EPA ID MA3254000
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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