Essex County and Rowley Town property record for 15 Cindy Ln, Rowley, MA 01969 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,859 sqft · built 1999 |
| Lot Size | 1.23 acres (53,825 sqft) |
| Owner | Individual Name on File |
| Last Sale | $850,000 (May 2021) |
| Tax Bill | $11,239 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Aug 2020 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ROWL M:0006 B:0010 L:0012 |
| Primary APN | ROWL M:0006 B:0010 L:0012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 3 Stories |
| Building Area | 2,859 sqft Living Area |
| Gross Area | 6,339 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 53,825 sqft (1.23 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 15 CINDY LN |
|---|---|
| City | ROWLEY |
| State | MA |
| Zip | 01969-2347 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | MEETINGHOUSE VILLAGE |
| Legal Block | 10 |
| Legal Lot Number | 12 |
| Jurisdiction | ROWLEY MA |
| Township / Civil Division | ROWLEY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 270100 |
Source: Essex County and Rowley Town records · APN ROWL M:0006 B:0010 L:0012
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 CINDY LN, ROWLEY, MA 01969-2347 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 27, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage INSTITUTION FOR SAVINGS NEWBURYPORT |
| Aug 25, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP |
| Feb 24, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance SANTANDER BANK NA |
| Feb 28, 2017 | Quit Claim Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 27, 2021 · Amount on Record |
| Deed Sale | May 27, 2021 · Amount on Record |
| Prior Sale | Feb 28, 2017 · Amount on Record |
| Deed Book / Page | 39924 / 157 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROWLEY MA |
| Recording Date | May 27, 2021 |
| Property Address | 15 CINDY LN, ROWLEY, MA 01969-2347 |
| Document Number | 039924-157 |
| Book / Page | 39924 / 157 |
| Instrument Date | May 27, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 15 CINDY LN, ROWLEY, MA 01969-2347 |
| Document Number | 0039924159 |
|---|---|
| Date | May 27, 2021 |
| Instrument | 39924/159 |
| Name | INSTITUTION FOR SAVINGS NEWBURYPORT |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 15 CINDY LN, ROWLEY, MA 01969-2347 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38861-198 |
|---|---|
| Date | Aug 25, 2020 |
| Book Page | 38861/198 |
| Instrument | 20200825005430 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 15 CINDY LN, ROWLEY, MA 01969-2347 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38283-507 |
|---|---|
| Date | Feb 24, 2020 |
| Book Page | 38283/507 |
| Instrument | 20200224005020 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROWLEY MA |
| Recording Date | Feb 28, 2017 |
| Property Address | 15 CINDY LN, ROWLEY, MA 01969-2347 |
| Document Number | 35707-393 |
| Book / Page | 035707 / 000393 |
| Instrument Date | Feb 12, 2017 |
| Instrument | 1702280510 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,868.24 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 15 CINDY LN ROWLEY MA 019692347, ROWLEY, MA 01969-2347 |
| Document Number | 35707-395 |
|---|---|
| Date | Feb 28, 2017 |
| Book Page | 035707/000395 |
| Instrument | 1702280511 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 27, 2047 |
Source: Essex County and Rowley Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Rowley Town |
| Unified School District | Triton School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,239.00 (+0.39%) | $954,900 (+3.21%) Land $355,100 Building $599,800 | $997,690 |
| 2024 | $11,195.00 (+1.87%) | $925,200 (+9.62%) Land $338,200 Building $587,000 | |
| 2023 | $10,989.00 | $844,000 Land $294,000 Building $550,000 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092701002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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