Essex County and Rowley Town property record for 28 Cindy Ln, Rowley, MA 01969
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,018 sqft · built 2010 |
| Lot Size | 0.92 acres (40,060 sqft) |
| Owner | Individual Name on File |
| Last Sale | $695,000 (Jun 2019) |
| Tax Bill | $11,392 (2025) |
| Deeds & Mortgages | Jun 2021 Refinance Mar 2024 Transfer + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | ROWL M:0006 B:0010 L:0009 |
| Primary APN | ROWL M:0006 B:0010 L:0009 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,018 sqft Living Area |
| Gross Area | 6,368 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,060 sqft (0.92 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 28 CINDY LN |
|---|---|
| City | ROWLEY |
| State | MA |
| Zip | 01969-2346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 10 |
| Legal Lot Number | 9 |
| Jurisdiction | ROWLEY MA |
| Township / Civil Division | ROWLEY |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 270100 |
Source: Essex County and Rowley Town records · APN ROWL M:0006 B:0010 L:0009
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 28 CINDY LN, ROWLEY, MA 01969-2346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 28, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance SUN MORTGAGE COMPANY INC |
| Mar 19, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Jun 04, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage SUN MORTGAGE COMPANY INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 04, 2019 · Amount on Record |
| Deed Sale | Jun 04, 2019 · Amount on Record |
| Prior Sale | Jul 02, 2014 · Amount on Record |
| Deed Book / Page | 37562 / 400 |
| Last Transfer Date | Mar 11, 2024 |
| Transfer Doc | 042028-532 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWLEY MA |
| Property Address | 28 CINDY LN, ROWLEY, MA 01969-2346 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040025-359 |
|---|---|
| Date | Jun 28, 2021 |
| Book Page | 40025/359 |
| Instrument | 20210628002860 |
| Name | SUN MORTGAGE COMPANY INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROWLEY MA |
| Recording Date | Mar 19, 2024 |
| Property Address | 28 CINDY LN, ROWLEY, MA 01969-2346 |
| Document Number | 042028-532 |
| Book / Page | 42028 / 532 |
| Instrument Date | Mar 11, 2024 |
| Instrument | 20240319001290 |
| Transaction Type | Transfer |
| Record Updated | Apr 05, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 28 CINDY LN, ROWLEY, MA 01969-2346 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROWLEY MA |
| Recording Date | Jun 04, 2019 |
| Property Address | 28 CINDY LN, ROWLEY, MA 01969-2346 |
| Document Number | 37562-400 |
| Book / Page | 37562 / 400 |
| Instrument Date | May 28, 2019 |
| Instrument | 20190604002890 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28 CINDY LN, ROWLEY, MA 01969-2346 |
| Document Number | 190604002900 |
|---|---|
| Date | Jun 04, 2019 |
| Instrument | 190604002900 |
| Name | SUN MORTGAGE COMPANY INC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Rowley Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Rowley Town |
| Unified School District | Triton School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,392.00 (-0.36%) | $967,900 (+2.43%) Land $336,100 Building $631,800 | $930,810 |
| 2024 | $11,433.00 (+1.62%) | $944,900 (+9.35%) Land $320,200 Building $624,700 | |
| 2023 | $11,251.00 | $864,100 Land $278,500 Building $585,600 |
Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
Based on FCC filings for 59 locations within half a mile of this property.
5G and 4G LTE (outdoors only)
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ROWLEY WATER DEPARTMENT serves 6,161 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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