Volusia County property record for 34 Black Creek Way, Ormond Beach, FL 32174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,032 sqft · built 2004 |
| Lot Size | 0.225 acres (9,840 sqft) |
| Owner | Individual Name on File |
| Last Sale | $465,000 (Oct 2025) |
| Tax Bill | $3,622 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage May 2024 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4123-04-00-0240 |
| Primary APN | 4123-04-00-0240 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,032 sqft Living Area |
| 1st Floor Area | 2,032 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,840 sqft (0.225 acres) |
| Lot Dimensions | 123 ft deep x 80 ft wide |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 450 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 264 sqft |
| Patio Area | 678 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 5958639.0 |
|---|---|
| Old Parcel Number | 31142304000240 |
| Street Address | 34 BLACK CREEK WAY |
| City | ORMOND BEACH |
| State | FL |
| Zip | 32174-5703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 24 BREAKAWAY TRAILS PHASE 3 UNIT 2-A MB 47 PGS 193-197 INC PER OR 5411 PG 1025 |
| Legal Range | 31E |
| Legal Township | 14S |
| Legal Section | 23 |
| Legal Subdivision | TRAILS |
| Legal Phase | 3 |
| Legal Tract | 4 |
| Legal Lot Number | 24 |
| Legal Unit | 2 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | CENTRAL VOLUSIA |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 83203 |
Source: Volusia County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 34 BLACK CREEK WAY, ORMOND BEACH, FL 32174-5703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| May 29, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Oct 3, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 3, 2025 · Amount on Record |
| Deed Sale | Oct 3, 2025 · Amount on Record |
| Prior Sale | Oct 5, 2004 · Amount on Record |
| Deed Document Number | 2025185373 |
| Deed Book / Page | 8762 / 1323 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 34 BLACK CREEK WAY, ORMOND BEACH, FL 32174-5703 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 34 BLACK CREEK WAY, ORMOND BEACH, FL 32174-5703 |
| Document Number | 0081312653 |
|---|---|
| Date | Oct 5, 2021 |
| Book Page | 8131/2653 |
| Instrument | 2021-238591 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 34 BLACK CREEK WAY, ORMOND BEACH, FL 32174-5703 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 34 BLACK CREEK WAY, ORMOND BEACH, FL 32174-5703 |
| Document Number | 0085621505 |
|---|---|
| Date | May 29, 2024 |
| Book Page | 8562/1505 |
| Instrument | 2024103456 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 28, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Oct 3, 2025 |
| Property Address | 34 BLACK CREEK WAY, ORMOND BEACH, FL 32174-5703 |
| Document Number | 0087621323 |
| Book / Page | 8762 / 1323 |
| Map Reference | MB 47 PG 193 |
| Instrument Date | Sep 26, 2025 |
| Instrument | 2025185373 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2025 |
| Title Company | SOUTHERN TITLE HOLDING COMPANY LLC, SOUTHERN TITLE HLDG CO LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,255.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1025 WILLOW BRANCH TRL, CHELSEA, AL 35043-5467 |
| Name | Verified Name |
|---|---|
| Address | 34 BLACK CREEK WAY, ORMOND BEACH, FL 32174-5703 |
| Document Number | 0087621324 |
|---|---|
| Date | Oct 3, 2025 |
| Instrument | 8762/1324 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
Source: Volusia County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Ormond Beach City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,622.00 (+13.36%) Homeowner's exemption | $245,948 (+2.9%) | $415,045 (-2.44%) Land $62,000 Building $353,045 |
| 2024 | $3,195.00 (+2.8%) Homeowner's exemption | $239,017 (+3%) | $425,427 (+1.41%) Land $62,000 Building $363,427 |
| 2023 | $3,108.00 (+3.29%) Homeowner's exemption | $232,056 (+3%) | $419,521 (+23.77%) Land $62,000 Building $357,521 |
| 2022 | $3,009.00 Homeowner's exemption | $225,297 | $338,942 Land $53,000 Building $285,942 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 125 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 125 in force |
| Nearby Flood Claims | 43 (1994–2024) |
| Claims Outside the SFHA | 13 of 43 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORMOND BEACH serves 59,744 people · EPA ID FL3640963 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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