Osceola County property record for 3398 Wauseon Dr, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,294 sqft · built 1977 |
| Lot Size | 4.14 acres (180,338 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $8,122 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Apr 2019 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 29-26-31-4950-0001-0130 |
| Primary APN | 29-26-31-4950-0001-0130 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,294 sqft Living Area |
| Gross Area | 4,708 sqft |
| 1st Floor Area | 2,568 sqft |
| Upper Floors Area | 726 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 180,338 sqft (4.14 acres) |
| Lot Dimensions | 368 ft deep x 334 ft wide |
| Garage Type | Attached |
| Garage Area | 748 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Florida Room |
|---|---|
| Porch Area | 666 sqft |
| Deck Area | 1,577 sqft |
| Boat Access | Boat Access |
| Boat House | 429 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 3398 WAUSEON DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8972 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OAC |
| Legal Description | S L & I C PB B PG 51 S 65 FT OF E 65 FT OF LOT 5 AND E 65 FT OF LOT 12 AND S 65 FT OF FRAC LOT 4 AND ALL FRAC LOT 13 & THAT PORTION OF VAC R/W LYING IN BETWEEN ABOVE SAID LOTS |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 29 |
| Legal Subdivision | S L & I C |
| Legal Tract | 4950 |
| Legal Block | 130 |
| Legal Lot Number | 13 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 43301 |
Source: Osceola County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 701094, SAINT CLOUD, FL 34770-1094 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SEACOAST NATIONAL BANK |
| Apr 29, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 25, 2012 |
| Transfer Doc | 0042820104 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3398 WAUSEON DR, SAINT CLOUD, FL 34772-8972 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0057560471 |
|---|---|
| Date | Jul 16, 2020 |
| Book Page | 5756/471 |
| Instrument | 2020093140 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34994 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 29, 2019 |
| Property Address | 3398 WAUSEON DR, SAINT CLOUD, FL 34772-8972 |
| Document Number | 0055141362 |
| Book / Page | 005514 / 001362 |
| Instrument Date | Apr 27, 2019 |
| Instrument | 53752 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 3398 WAUSEON DR ST CLOUD FL 347728972, ST CLOUD, FL 34772-8972 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,122.00 (+4.18%) Homeowner's exemption | $575,663 (+5.99%) | $604,400 (+3.37%) Land $290,600 Building $313,800 |
| 2024 | $7,796.00 (+1.96%) | ||
| 2023 | $7,646.00 (+3.53%) Homeowner's exemption | $543,146 (+3%) | $584,700 (+8.4%) Land $282,500 Building $302,200 |
| 2022 | $7,385.00 Homeowner's exemption | $527,327 | $539,400 Land $282,500 Building $256,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 66.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 173 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 173 in force |
| Nearby Flood Claims | 14 (1987–2022) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T.
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