3393 Wauseon Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3393 Wauseon Dr, Saint Cloud, FL 34772 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,332 sqft · built 2021
Lot Size	0.18 acres (7,840 sqft)
Owner	Individual Name on File
Last Sale	$459,154 (Jul 2021)
Tax Bill	$9,628 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Nov 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-26-31-3444-0001-1350`

Property Details

APN / Parcel Number

Primary APN	`20-26-31-3444-0001-1350`
Alternative APN	`263120344400011350`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,332 sqft Living Area
Gross Area	3,221 sqft
1st Floor Area	2,332 sqft
Flooring	Carpet

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,840 sqft (0.18 acres)
Garage Type	Attached
Garage Area	647 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3393 WAUSEON DR
City	SAINT CLOUD
State	FL
Zip	34772-8972
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HANOVER LAKES PH 2 PB 27 PGS 30-32 LOT 135
Legal Range	31E
Legal Township	26S
Legal Section	20
Legal Subdivision	HANOVER LAKES PH 2
Legal Phase	2
Legal Lot Number	135
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1041
Census Tract	43301

Owner

Source: Osceola County records · APN 20-26-31-3444-0001-1350

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3393 WAUSEON DR, SAINT CLOUD, FL 34772-8972
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Special Warranty Deed, Transfer · Conventional Mortgage PMAC LENDING SERVICES INC
Nov 16, 2020	Loan Modification, Mortgage AMERICAN MOMENTUM BK
Nov 09, 2020	Grant Deed, Transfer TRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 21, 2021 · Amount on Record
Deed Sale	Jul 21, 2021 · Amount on Record
Deed Document Number	2021112861
Deed Book / Page	6006 / 1861
Record Updated	Sep 20, 2026

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 21, 2021
Property Address	3393 WAUSEON DR, SAINT CLOUD, FL 34772-8972
Document Number	0060061861
Book / Page	6006 / 1861
Map Reference	MB 27 PG 39-32
Instrument Date	Jul 15, 2021
Instrument	2021112861
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	TRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TTL CO OF CTRL FL LL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,214.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	605 COMMONWEALTH AVE, ORLANDO, FL 32803-5223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3393 WAUSEON DR, SAINT CLOUD, FL 34772-8972

Mortgage

Document Number	0060061863
Date	Jul 21, 2021
Instrument	6006/1863

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.95%
Type Change Date	Aug 01, 2028
Change Frequency	Annually
Min Rate At Change	3.95%
Max Rate At Change	5.95%
Index	1-Year LIBOR
Max Rate	9.95%

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	3393 WAUSEON DR, SAINT CLOUD, FL 34772-8972
Document Number	0058332445
Instrument Date	Nov 16, 2020
Transaction Type	Mortgage
Record Updated	Dec 08, 2020
Title Company	TRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	605 COMMONWEALTH AVE ORLANDO FL 328035223, ORLANDO, FL 32803-5223

Mortgage

Document Number	0058332445
Date	Nov 16, 2020
Book Page	005833/002445
Instrument	156697

Lender

Name	AMERICAN MOMENTUM BK
Type	Bank
Address	500 WASHINGTON BLVD # 3RD, SARASOTA, FL 34236-7103

Agreement

Amount	Amount Recorded

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 09, 2020
Property Address	3393 WAUSEON DR, SAINT CLOUD, FL 34772-8972
Document Number	0058292323
Book / Page	005829 / 002323
Instrument Date	Nov 09, 2020
Instrument	153284
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	TRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC

Transaction

Amount	Amount Recorded
Tax	$5,154.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	605 COMMONWEALTH AVE ORLANDO FL 328035223, ORLANDO, FL 32803-5223
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,628.00 (+7.59%)	$442,000 (+1.35%) Land $100,000 Building $342,000	$442,000 (+1.35%) Land $100,000 Building $342,000
2023	$8,949.00 (+10.62%)	$436,100 (+20.7%) Land $95,000 Building $341,100	$436,100 (+20.7%) Land $95,000 Building $341,100
2022	$8,090.00	$361,300 Land $80,000 Building $281,300	$361,300 Land $80,000 Building $281,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 173 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	173 in force
Nearby Flood Claims	14 (1987–2022)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2022, river or lake flooding, Hurricane Ian
Claims By Storm	Hurricane Irma, Sep 2017 · 8 claims

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 31% of Florida
Wildfire Likelihood	About 1 in 813 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 217 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Spectrum	Cable	1,000 / 1,000

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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