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3397 Wauseon Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3397 Wauseon Dr, Saint Cloud, FL 34772 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2023
Square Footage2,732 sqft Living Area
Lot Size8,276 sqft (0.19 acres)
OccupancyOwner Occupied
Last Sale$648,974 (2023)
Tax Bill$1,717.00 (2024)

Property Details

APN / Parcel Number

Primary APN20-26-31-3444-0001-1360
Alternative APN
  • 263120344400011360

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Building Area2,732 sqft Living Area
Gross Area3,559 sqft Gross Area
1st Floor2,332 sqft 1st Floor
Stories2 Stories
Primary FlooringCarpet Flooring

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area8,276 sqft (0.19 acres)
Garage TypeAttached Garage
Garage Area647 sqft Garage

Exterior Amenities

Pool TypeIn-Ground Pool Pool Type
Pool Area60 sqft Pool
Deck Area656 sqft Deck
Patio Area315 sqft Patio

Utilities and HVAC

Heating SystemHVAC Heating

Location & Zoning

Street Address3397 WAUSEON DR
CitySAINT CLOUD
StateFL
Zip34772-8972
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHANOVER LAKES PH 2 PB 27 PGS 30-32 LOT 136
Legal Range31E
Legal Township26S
Legal Section20
Legal SubdivisionHANOVER LAKES PH 2
Legal Phase2
Legal Lot Number136
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1041
Census Tract43301

Owner

Source: Osceola County records · APN 20-26-31-3444-0001-1360

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3397 WAUSEON DR, SAINT CLOUD, FL 34772-8972
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2023Special Warranty Deed, Transfer · Veterans Administration Mortgage
NFM INC
Jan 28, 2020Loan Modification, Mortgage · Line of Credit
AMERICAN MOMENTUM BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 11, 2023 · Amount on Record
Deed SaleSep 11, 2023 · Amount on Record
Deed Doc Number2023118948
Deed Book / Page6471 / 2003
Record RefreshedSep 20, 2026

September 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 11, 2023
Property Address3397 WAUSEON DR, SAINT CLOUD, FL 34772-8972
Document Number0064712003
Book / Page6471 / 2003
Map ReferenceMB 27 PG 30-32
Instrument DateSep 08, 2023
Instrument2023118948
Transaction TypeTransfer
Record UpdatedJan 22, 2024
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,543.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address605 COMMONWEALTH AVE, ORLANDO, FL 32803-5223

Transferred To (Grantee/Buyer)

NameVerified Name
Address3397 WAUSEON DR, SAINT CLOUD, FL 34772-8972

Mortgage

Document Number0064712005
DateSep 11, 2023
Instrument6471/2005
Lender
NameNFM INC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2053

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address3397 WAUSEON DR, SAINT CLOUD, FL 34772-8972
Document Number0056672860
Instrument DateJan 28, 2020
Transaction TypeMortgage
Record UpdatedFeb 26, 2020
Title CompanyTRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC

Transaction

Additional
  • Multiple parcels conveyed, unknown impact to APN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address605 COMMONWEALTH AVE ORLANDO FL 328035223, ORLANDO, FL 32803-5223

Mortgage

Document Number0056672860
DateFeb 03, 2020
Book Page005667/002860
Instrument16365
Lender
NameAMERICAN MOMENTUM BK
TypeBank
Address500 S WASHINGTON BLVD # 3RD, SARASOTA, FL 34236-7139
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,717.00$533,600 (+461.68%) Land $100,000 Building $433,600$533,600 (+461.68%) Land $100,000 Building $433,600
2024$1,717.00 (-43.01%)
2023$3,013.00 (+5.79%)$95,000 (+18.75%) Land $95,000$95,000 (+18.75%) Land $95,000
2022$2,848.00$80,000 Land $80,000$80,000 Land $80,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Wildfire RiskModerate
above 52% of the US · above 22% of Florida
Wildfire LikelihoodAbout 1 in 826 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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