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3385 Wauseon Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3385 Wauseon Dr, Saint Cloud, FL 34772 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,626 sqft · built 2021
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Last Sale$555,000 (Mar 2024)
Tax Bill$9,342 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Jul 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN20-26-31-3444-0001-1330

Property Details

APN / Parcel Number

Primary APN20-26-31-3444-0001-1330
Alternative APN
  • 263120344400011330

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,626 sqft Living Area
Gross Area3,497 sqft
1st Floor Area2,266 sqft
FlooringTile

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Garage Area694 sqft
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3385 WAUSEON DR
CitySAINT CLOUD
StateFL
Zip34772-8972
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHANOVER LAKES PH 2 PB 27 PGS 30-32 LOT 133
Legal Range31E
Legal Township26S
Legal Section20
Legal SubdivisionHANOVER LAKES PH 2
Legal Phase2
Legal Lot Number133
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1041
Census Tract43301

Owner

Source: Osceola County records · APN 20-26-31-3444-0001-1330

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3385 WAUSEON DR, SAINT CLOUD, FL 34772-8972
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 07, 2024Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jul 01, 2021Special Warranty Deed, Transfer · Conventional Mortgage
BANK OF ENGLAND
Nov 16, 2020Loan Modification, Mortgage
AMERICAN MOMENTUM BK
Nov 09, 2020Grant Deed, Transfer
TRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 07, 2024 · Amount on Record
Deed SaleMar 07, 2024 · Amount on Record
Prior SaleJul 01, 2021 · Amount on Record
Deed Document Number202430128
Deed Book / Page6561 / 2037
Record UpdatedSep 20, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 07, 2024
Property Address3385 WAUSEON DR, SAINT CLOUD, FL 34772-8972
Document Number0065612037
Book / Page6561 / 2037
Map ReferenceMB 27 PGS 30 THROUGH
Instrument DateMar 07, 2024
Instrument2024030128
Transaction TypeTransfer
Record UpdatedApr 05, 2024
Title CompanyFIRST SERVICE TITLE, FIRST SERVICE TTL OF FL LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$3,885.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3385 WAUSEON DR, SAINT CLOUD, FL 34772-8972

Mortgage

Document Number2024030129
DateMar 07, 2024
Instrument2024030129
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

Mortgage

Document Number0065612038
DateMar 07, 2024
Book Page6561/2038
Instrument2024030129
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Address585 SOUTH BLVD E, PONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

July 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 01, 2021
Property Address3385 WAUSEON DR, SAINT CLOUD, FL 34772-8972
Document Number0059932015
Book / Page5993 / 2015
Map ReferenceMB 27 PG 30-32
Instrument DateJun 25, 2021
Instrument2021102989
Transaction TypeTransfer
Record UpdatedJan 10, 2023
Title CompanyTRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TTL CO OF CTRL FL LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,211.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address605 COMMONWEALTH AVE, ORLANDO, FL 32803-5223

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3385 WAUSEON DR, SAINT CLOUD, FL 34772-8972

Mortgage

Document Number0059932017
DateJul 01, 2021
Instrument5993/2017
Lender
NameBANK OF ENGLAND
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2051

November 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOSCEOLA FL
Property Address3385 WAUSEON DR, SAINT CLOUD, FL 34772-8972
Document Number0058332445
Instrument DateNov 16, 2020
Transaction TypeMortgage
Record UpdatedDec 08, 2020
Title CompanyTRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address605 COMMONWEALTH AVE ORLANDO FL 328035223, ORLANDO, FL 32803-5223

Mortgage

Document Number0058332445
DateNov 16, 2020
Book Page005833/002445
Instrument156697
Lender
NameAMERICAN MOMENTUM BK
TypeBank
Address500 WASHINGTON BLVD # 3RD, SARASOTA, FL 34236-7103
Agreement
AmountAmount Recorded

November 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateNov 09, 2020
Property Address3385 WAUSEON DR, SAINT CLOUD, FL 34772-8972
Document Number0058292323
Book / Page005829 / 002323
Instrument DateNov 09, 2020
Instrument153284
Transaction TypeTransfer
Record UpdatedNov 24, 2020
Title CompanyTRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC

Transaction

AmountAmount Recorded
Tax$5,154.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address605 COMMONWEALTH AVE ORLANDO FL 328035223, ORLANDO, FL 32803-5223
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,342.00 (+11.67%)$469,087 (+16.42%)$478,100 (+1.27%) Land $100,000 Building $378,100
2024$8,366.00 (+3.64%)
2023$8,072.00 (+2.63%) Homeowner's exemption$402,936 (+3%)$472,100 (+20.68%) Land $95,000 Building $377,100
2022$7,865.00 Homeowner's exemption$391,200 Land $80,000 Building $311,200$391,200 Land $80,000 Building $311,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 173 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies173 in force
157 of 173 on primary residences
Nearby Flood Claims14 (1987–2022)
Claims Outside the SFHA2 of 14
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Flood Events
  • Hurricane Irma (Sep 2017), 8 claims

Wildfire

Wildfire RiskModerate
above 59% of the US · above 31% of Florida
Wildfire LikelihoodAbout 1 in 813 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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