307 W Summit St, Delphi, IN 46923 Property Records

Carroll County property record for 307 W Summit St, Delphi, IN 46923

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,759 sqft · built 1994
Lot Size	0.312 acres (13,590 sqft)
Owner	Company Name on Record
Last Sale	$120,000 (Aug 2020)
Tax Bill	$2,160 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-06-29-031-010.000-007`

Property Details

APN / Parcel Number

Primary APN	`08-06-29-031-010.000-007`
Alternative APNs	`01188378126` `0173101000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,759 sqft Living Area
1st Floor Area	2,235 sqft
Basement Area	476 sqft
Unfinished Basement	476 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	13,590 sqft (0.312 acres)
Lot Dimensions	170 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01188378126
Street Address	307 W SUMMIT ST
City	DELPHI
State	IN
Zip	46923-1631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	017-31010-00 E2 LOT 9 OP SOUTH DELPHI
Legal Subdivision	ORIGINAL PLAT OF TOWN OF SOUTH DELPHI
Legal Lot Number	9
Jurisdiction	CARROLL IN
Township / Civil Division	DEER CREEK
Census Block Group	3
Census Block	3021
Census Tract	959600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Delphi Historic District listed 2024 · 78 contributing resources · NRIS 100010027

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Carroll County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	307 W SUMMIT ST, DELPHI, IN 46923-1631
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2024	Deed of Trust, Mortgage · Line of Credit SECURITY FEDERAL SAVINGS BANK HN
Aug 12, 2020	Warranty Deed, Transfer · Conventional Mortgage SECURITY FEDERAL SVGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2020 · Amount on Record
Deed Sale	Aug 12, 2020 · Amount on Record
Prior Sale	Oct 19, 2007
Deed Document Number	20202604
Prior Transfer Date	Mar 23, 2005
Prior Transfer Doc	0000001274
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL IN
Property Address	307 W SUMMIT ST, DELPHI, IN 46923-1631
Transaction Type	Mortgage
Record Updated	May 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024001019
Date	Apr 22, 2024
Instrument	2024001019

Lender

Name	SECURITY FEDERAL SAVINGS BANK HN
Address	314 4TH ST, LOGANSPORT, IN 46947

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	May 1, 2034

Interest

Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARROLL IN
Recording Date	Aug 12, 2020
Property Address	307 W SUMMIT ST, DELPHI, IN 46923-1631
Document Number	2020002604
Instrument Date	Aug 7, 2020
Instrument	2020002604
Transaction Type	Transfer
Record Updated	Jun 9, 2023
Title Company	COLUMBIA TITLE, COLUMBIA TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	307 W SUMMIT ST, DELPHI, IN 46923-1631

Mortgage

Document Number	2020002605
Date	Aug 12, 2020
Instrument	2020002605

Lender

Name	SECURITY FEDERAL SVGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Carroll County
County Subdivision	Deer Creek Township
Municipality	Delphi City
Unified School District	Delphi Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,160.00 (+0.51%) Homeowner's exemption	$238,400 (+28.8%) Land $20,900 Building $217,500	$238,400 (+28.8%) Land $20,900 Building $217,500
2024	$2,149.00 (+29.61%)
2023		$185,100 (+11.64%) Land $20,900 Building $164,200	$185,100 (+11.64%) Land $20,900 Building $164,200
2022	$1,658.00 Homeowner's exemption	$165,800 Land $19,000 Building $146,800	$165,800 Land $19,000 Building $146,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	13 (1985–2013)
Claims Outside the SFHA	7 of 13
Most Recent Claim	Apr 2013 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELPHI WATER WORKS serves 3,200 people · EPA ID IN5208002
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Sparklight Cable	1,000 / 50
On-Ramp Indiana Fixed Wireless	200 / 35

May also be available: Verizon.

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